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What a mess I'm going to be in!

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  • jitsuguy
    jitsuguy Posts: 250 Forumite
    Debt-free and Proud!
    Hi ya,

    Just to answer one of your questions - Just post your SOA on this thread and let us do the hard work!!

    Jitsuguy
    Debts (As of 10th September):
    Original - £7938.11, Now - £0

    Matched Betting Profits (From 05/11/06): £1026.45 (of which £214.20 is cashback)
  • MrsTinks
    MrsTinks Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Name Dropper
    When my ex and I split about 4 years ago I was so upse that I ended up just siging over my half of the house as he managed to convince me we'd both end up owing money if we sold it... Yup I was THAT naive :) All the money I'd spent doing it up was the start of my debt as I walked away with no house, no furniture and NO money for a deposit on a rented flat... And thus started the slippery slope. It's only NOW that I am starting to get things back on track properly instead of just burying my head in the sand :)

    Don't get me wrong to this day I still stan by that the money I ended up in debt was the best money I EVER spent as when I walked away I walked away never to see or speak to my ex again. And if I had to pay it again then I would :)

    However I would say to take on more than your half of the debt because you feel sorry is not something I'd do... He thinks it's your fault because you were in charge of the money? Uhmmm nope! I am guessing he had no problem sitting on the furniture, eating the food and staying warm and being dressed? Split it in half and go each your seperate ways and do things by the book :) That way if he meets someone else in a year who manages to convince him that he shouldn't have to pay that £50 to you etc then you know it's all above board and you have followed the right legal paths :)
    Never take on someone's debt just because you feel they can't cope as well as you can. Would they do the same thing if the tables were turned... Honestly?
    DFW Nerd #025
    DFW no more! Officially debt free 2017 - now joining the MFW's! :)

    My DFW Diary - blah- mildly funny stuff about my journey
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    chaos5678 wrote:
    You guys are just great to be bothering to help.

    Thanks x

    Well I am great! Dunno about the rest of them though! :p;)

    Hows things anyway? :)
  • scholt
    scholt Posts: 245 Forumite
    Hi Chaos

    Hope yr well today. I think the most important thing emotionally right now is to look after yourself and your daughter. Spend lots of time together (doesn't have to cost money!) but at the same time I think she is mature enough to be told that finances are going to be a little tight - maybe she could even help out - riding lessons for her friends etc etc?

    Like others I am looking forward to your SOA. I'm in a different situation (no kids/house etc just spent too much!) but even in the space of a month I feel I have really reeled it in and got it under control so I know you will too. (PS took me several months before I 'bothered' to move my cards to 0% - saving myself £73 a month interest - d'uh! I now carry a spreadhseet aroun d Sainsburys!)

    Take Care x Sam
  • ceegee
    ceegee Posts: 856 Forumite
    Please take extreme care. Some people can be unbelievably manipulative and if you are feeling "down" it could be easy for you to agree to his suggestions. He is probably aware of this.

    I think you need some legal advice. Try your local CAB or see if you can get a free half-hour consultation with a solicitor who specialises in matrimonial business.
    :snow_grin"Let it snow, let it snow, let it snow........":snow_grin
  • ceegee
    ceegee Posts: 856 Forumite
    Also, there may well be difficult times coming for you, but please, please do not think it will be like it for ever. You will weather this storm and you will come out of it eventually to a brighter looking future! Honest! :coffee: :grouphug:
    :snow_grin"Let it snow, let it snow, let it snow........":snow_grin
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