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Natwest going soft?

PNPSUKNET
PNPSUKNET Posts: 4,265 Forumite
in Budgeting & bank accounts
I have been with them since 2006 when I got in trouble with barclays, today been in to pay a cheque in (only had a step account). They have given me a current plus account, only last year did they decline me for the same thing.

Whats going on?
«1

Comments

  • willo65
    willo65 Posts: 1,012 Forumite
    Your credit file is always being updated, as such so is your credit score if you fail an application most places recomend you try again in about 3 months because in that time a lot could have changed on your finance front.
  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    Same info as was years back....
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    PNPSUKNET wrote: »
    Same info as was years back....

    What adverse data do you have on your credit files and how old is this data?
  • Kavanne
    Kavanne Posts: 5,093 Forumite
    PNPSUKNET wrote: »
    Same info as was years back....
    I think then the key is time, also it could have to do with the way you run your existing natwest account as they take that into account as well :)
    Kavanne
    Nuns! Nuns! Reverse!
    'I do my job, do you do yours?'
  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    x2 defaults from 2005 about it. Had my natwest acc since 2006
  • Kavanne
    Kavanne Posts: 5,093 Forumite
    i would say that is the reason they have offered it to you now if your Step account has been running well for 3 yrs!
    Kavanne
    Nuns! Nuns! Reverse!
    'I do my job, do you do yours?'
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Kavanne wrote: »
    i would say that is the reason they have offered it to you now if your Step account has been running well for 3 yrs!

    I ran my Step account fine for 4 years and Natwest wouldn't consider me for a Current Plus account.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    sutton111 wrote: »
    I ran my Step account fine for 4 years and Natwest wouldn't consider me for a Current Plus account.

    mate, that's cos they have ginje-ititis! I'd do them for it :confused:

    :rotfl::rotfl::rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Kavanne
    Kavanne Posts: 5,093 Forumite
    sutton111 wrote: »
    I ran my Step account fine for 4 years and Natwest wouldn't consider me for a Current Plus account.
    It IS different for EVERYONE.
    Kavanne
    Nuns! Nuns! Reverse!
    'I do my job, do you do yours?'
  • Nomoredebtnow
    Nomoredebtnow Posts: 196 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    They declined my step application , no chance for me
    Discharged nearly 15yrs and happen again😓
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