Chances of being accepted for Credit Card???

nat82

Thanks for your reply YorkshireBoy.

My OH has his CC through our bank and as we have a joint current account I'm not sure if they'd issue a CC to me as well?

Having just re-read the letter from Barclaycard it is indeed Equifax they use and not Experian! I must have been half sleeping when I read it the first time! I haven't got my Equifax credit report (just the one from experian). Would the £2 statutory report give me the information I need?

Thanks.

danielanthony

Did you put your previous addresses into Experian when you signed up? Its possible that your defaults are not registered to your current address but your previous one. Also, have you checked your Equifax and Call Credit files?

nat82

Yes, I put my previous addresses in to Experian. I will check my Equifax file and Call Credit too. Thanks.

CannyJock

Barclays customer service is bloody awful, you've dodged a bullet there.

As others have said, your local branch staff are normally happy to sell you a card and can score you on behaviour.