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Vanquis credit card - 39.9% APR
dudleyboy
Posts: 765 Forumite
in Credit cards
I'm just sorting through my post and have opened (yet another) junk mail credit card application... this time for a Vanquis credit card (from Vanquis Bank Ltd - who??!) offering an astonishing 39.9% APR, variable, annual rate.
Wow! Where do i sign??
I am shocked. 39.9%?? That's got to be a new record, surely?? :eek:
Unbelievable.
Wow! Where do i sign??
I am shocked. 39.9%?? That's got to be a new record, surely?? :eek:
Unbelievable.
0
Comments
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Lovely lets have two. NOT!! :eek:Barclaycard 3800
Nothing to do but hibernate till spring
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Hey Duds I can beat that the provident offer loans at ....102.4 :eek: % APR0
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I remember seeing that Vanquis card advert a while ago....absolutely outrageous!
Quick...burn the application DudleyBoy before temptation becomes too great....
:rolleyes:
Bank Balance: In the black for the moment.
Sainsburys Loan: Cleared July 2010
Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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I am going to move this to Credit card board, it has been discussed before many times, Vanquis send me app forms time after time I just write something like "You robbing ****" on it in thick black pen and send it back in the envelope.
I have asked them to stop sending them but they don't understand so it keeps costing them the price of a second stamp everytime they send one.0 -
disgusting! this sort of apr should stoppedDFW nerd club number 039
'Proud To Be Dealing With My Debts' :money: i will be debt free aug 2010
2008 live on 4k +cb £6,247.98/£6282.80 :T
sealed pot 2670g
2009 target £4k + cb £643.89:eek: /£6412.800 -
I remember getting something from them years ago, but at the time it was 49.9% I sent everything pack to them in their pre-paid envelope."I did then, what I knew then. And when I knew better, I did better"0
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dudleyboy wrote:Now that really is disgusting! I wonder how they get away with it... or whether people actually take them up on the offer?
:eek:
Sadly, they get away with it because they aren't too fussy about who they'll accept. People with very poor credit ratings can sometimes be desperate enough to take anything on offer.
BCEveryone needs something to believe in.
I believe I need another beer.0 -
Desperate people will go to desperate measures to borrow when times are hard .... I wouldnt judge anyone whe accepts there offer more than anyone who hasnt tarted or used 0% deals in the past, people who arent informed of choices cant make a choice.If it doesnt pay rent sell it.
Mortgage - £2,000
Updated - November 20120 -
omg.. that is shocking!Official DFW Nerd Club - Member no. 092
::£2 - CSC - Terramundi is filling up!! :: Joined 3/3/06 :: 5/2/07 - 835kg + £280 Banked!!::
::5p,10p & 20p - Savings Tin :: Founded 9/4/06 :: 23/3/07 - 3.2kg ::
Lost to date - 9kg (22/8/06) Next weigh in 2007!!0
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