Car written off - Need help please

LinasPilibaitisisbatman

10-20k on a 8 year old car isnt a lot tbh, not for modern cars

gaz_jones

Ah right. As I said I'm a complete novice when it comes to this stuff so thankful for all your opinions. You all seem to know a hell of a lot more than me lol.

Time to start getting adverts for similar cars then I guess.

chez22

LandyAndy wrote: »

They'll offer you a low price which you will reject.

Then you will provide them with details of the vehicles currently for sale at the price you mention.

Then after a bit of to-ing and fro-ing you should get a better offer.

Sorry to hear about the car btw.:o

Yes, this is what happened in my experience, but my insurance wouldn't up the offer even when I provided evidence :mad: I had to accept the offer because I had to have a car for work.

mchale

Try and get a hire car off the other parties insurance you'll find they will settle the claim a lot faster.

vaio

mchale wrote: »

Try and get a hire car off the other parties insurance you'll find they will settle the claim a lot faster.

I was going to suggest that too, paying for a hire car would concentrate their minds on your payout and you can go on holiday in it

jb66

My girlfriends car was written off and the chap on the phone and my girlfriend both sat on their computers and looked at cars from autotrader to get a value.

gaz_jones

Yes I've currently got a courtesy car being paid for by the third parties insurance which isn't too bad. Problem is the holiday is 9 weeks away. Do you think they are likely to settle a price in 6 weeks even if I dispute the first price?That way I'd have 2 weeks (giving the cheque a week to clear) to find a similar car. Two weeks should be plenty of time.

Thanks for all the advice everyone Would be lost without you all :beer:

LandyAndy

Have you thought of a nice holiday in the New Forest?

:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

mattymoo

Gaz - 6 weeks should be fine. Generally your negotiation is with the motor engineer who inspected the car so make sure you have his / her contact details and e-mail address.

They will use Glasses or CAP to value the car. These are guides available to the trade only. They will make adjustments for high / low mileage as appropriate and arrive at the offer.

Get your info together now because you are entitled to the value at time of accident, not 4-6 weeks down the line. Phone the advertisers to see if they sold it and if so, how much for.

Don't forget, the engineer will also deduct your excess but you will get this back off the other party.

gaz_jones

Been having a look at rental cars incase its not all sorted before then and I won't be able to get one. You have to be over 23 most places and the very cheapest I've found is 21. Being 20 this is a problem

Does anyone know if it would be possible for my brother, 28, to rent a car and have me on the insurance or would they not do that?