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A Payment A Day Part 4

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  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Angelic I remember it well, lack of sleep is a killer, 18 years later I still wake in the middle of the night for a "paula radcliffe"

    Macgirl love that phrase "paula radcliffe" beats "jimmy riddle" any time, hope you made it home

    I tried to explain to OH about padding this morning (he wanted to know what I was typing, grrrrrrrr) He scoffed, well he won't be scoffing when I start padding the mortgage in about 3 years time and for the BMW I have always wanted :j
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
  • mokensef2
    mokensef2 Posts: 23 Forumite
    Silaqui wrote: »
    Congratulations on getting rid of barclaycard Angelicmary. No pad yet again for me, need to go shopping tonight luckily i still have quite a bit of money on the clubcard plus.

    I think spinning looks like great fun but even 15 minutes on the normal bike kills my donkey so don't think I'd manage a full on spin class no matter how fit I got!

    x
    Morning all!!!!
    No PAD for me yesterday had car emergency and had to fork out £110!:eek: Went to spin class last night for dome more punishment and I found out that the seat is still quite hard....good thing is that I crawled home and didn't even have the energy to find the biscuits..oh well shall have buns of steel in a few weeks...:rotfl:
    My PAD for today is going to be small £5 TO CAP ONE - having to pay for the car so spent £20 on the card....
    :D tobefree!
  • Twinkles08
    Twinkles08 Posts: 642 Forumite
    Morning everyone.:DWell done to ETO for clearing the loan:T-how I long for that day!
    Thanks for the totals Paul,my pad today is 50p.Have a great Saturday all of you x
    :female:Our 2 gorgeous little girls born 2006 and 2010
    First House Deposit - £90.00:j
    DFW Nerd Member 1143 ;)Orig debt app £12000.00 :eek:
    Total Joint Debt ( Mar 2012)£3208.25

  • Double_Trouble
    Double_Trouble Posts: 4,375 Forumite
    ...

    DT - Go on ..... Hop on the scales Cherna_11.gif ...... or have you been at the ice cream again ? icescream.gif;) ....
    [/QUOTE]

    I did hop on this morning and quickly hopped off again:eek:
    I was hoping the backwards and forwards with OD stuff would have worked some magic:rolleyes:

    Me ice cream how could you .. but OK yes I have:o

    No PAD for me this weekend bank account is looking really tight but I have withdrawn some money from scratchcards so when that hits I will be able to PAD that.

    FF don't mention coffee OH won't be back until after lunch I think I shall be an afternoon cappuccino girl and an evening cappuccino girl I have a lot to catch up on - not to self must check coffee supplies:rotfl:

    Have a good weekend everybody
  • Eupho
    Eupho Posts: 1,259 Forumite
    £5 to my F&F account. £5 to 'Unexpecteds account' .. and £5 to car account :T
    Very proud of trying to deal with my debts. LBM 04/09
    :T
    [STRIKE]£34.217[/STRIKE] ~ 05/09. £33.817~ 06/09
    to [STRIKE]13 [/STRIKE] 12 creditors. Doing my own DMP. :dance:
    DMP mutual support member 309. NSD 12/12
  • PigginSkint
    PigginSkint Posts: 2,706 Forumite
    Part of the Furniture Combo Breaker
    Hi All

    One very pleased Piggin reporting today!

    My laptop is now working again and it cost me nothing!:money: This morning I took it back to the shop I bought it from (I phoned them on Thursday) because they do repairs as well, they plugged it in, switched it on and it started first time - woohoo! They think it was probably just a bit of dust in the fans (as it has no battery it just stays in the same place all the time) - so they have hoovered it and I have brought it straight home. I know what to do now if it happens again.

    In addition I have weighed myself again this morning and discovered that I have now lost the 2 lbs I put on last week - so very chuffed!

    Now onto business....today's PAD is £1.13 to Abominable Amex
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • Silaqui
    Silaqui Posts: 2,778 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    No PAD again today. I have applied for the MBNA card so we'll see how that goes. If it's a no then I'll just forget about a balance tranfer and get on with paying the bloody thing off!

    I have been being good on the weightloss front though, I had a small bowl of branflakes and a yogurt for brekkie, then went to the gym this morning and did 30 mins cardio, 30 mins weights and 30 mins swimming and am now feeling very virtuous :rolleyes: especially as I did all that before the lazy !!! bf was even out of bed! I'm just doing a bit of work at the minute but needed a break.

    Went shopping yesterday and got some nice stuff in the tesco sale - I also tried to buy beer but the b/f got id'd and even tho I had mine they wouldn't sell it to us! till at least it saved a few quid and a few calorie
    s :rotfl:

    xx
    Ths signature is out of date because I'm too lazy to update it... :o
  • LondonAndy
    LondonAndy Posts: 1,326 Forumite
    £5 to the Capitalists for me.

    Off to buy paint, so can't stay too long but I found a piccie of Macgirl....

    :rotfl::rotfl::rotfl::rotfl:

    One of my favourite sporting moments....

    Tee hee. Hope you made it home !

    Pratcliffe.jpg
    Debt Free 25th August 2010 with PAD !!
    TARGETS : :D:D
    Save 12k in 2013: #068 : £7,305/£12,000
  • sazzab
    sazzab Posts: 44 Forumite
    I'm intending to join all of you PADders from Monday when the long awaited pay day finally arrives. I've had enough of a struggle just getting by from day to day up until now without being able to do a PAD. However, I wanted to ask a question. How do you deal with this - do you put your PAD into a pot and then use it at the end of the month to pay your debt or do you actually make the payment online each day? I'm jsut trying to work out what's best for me. I worry, if I put it in a pot, if I get short at the end of the month I'll dig into it and then, I won't have done my PAD very well at all ... Any suggestions would be appreciated.
    Still laughing at that photo - well sort of laughing and grimacing at the same time ... it's just not right is it? :)
    Sal
    PAD: June - £24.00
    TARGET 1: Homeloan - [STRIKE]£3327.84[/STRIKE] £3243.97 / TARGET 2: Barclaycard - [STRIKE]£5340.15[/STRIKE] £5092.90 / TARGET 3: Overdraft - £2750.00
    LIGHTBULB MOMENT - approx 11am, Tuesday 9th June, 2009 / TARGET DATE: 24th August, 2010
  • DietCokeMad
    DietCokeMad Posts: 99 Forumite
    Part of the Furniture Combo Breaker
    £200 from my cleared PPI refund cheque gone to HSBC card today - slight change of tack but decided to try clear my smallest card over next couple of months a) to motivate me and b) to keep for emergencies. I know I should have emergency savings but the way the interest rates are on my cards I just cant justify it and would rather pay more off them in the hope that nothing happens!
    Scary number... 30/5/09 £18,905.08
    08/01/11 £3905.02
    Virgin [STRIKE]£4770.48[/STRIKE] £0 Mint [STRIKE]£5281.21[/STRIKE] £0 Barclaycard [STRIKE]£3301.68[/STRIKE]£3905.02

    Sealed pot 2011 No 1114
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