A Payment A Day Part 4

helen_jelly

Hello everyone

Can I join please - my aim is to pay off one of many credit cards - the worst for interest being my Vanq card which stands at £750.00 at the mo. I'm gonna check tomorrow how I go about paying it via the internet and I take it that I let you know how I'm doing - is that right

Vanq is the worst for interest but I have others who's balances are alot higher but I want to be realistic about this and clear a debt quicker rather than be demoralised by slower progress - does that sound right?

Anyway - good luck to everyone - this is a fab idea

Helen x

penelopedee_2

Hi everyone. Absolutely lovely day here so a bit late padding. £5 for me today please.

Hope everyone is well and enjoying their weekends.

angelicmary85

helen_jelly wrote: »

Hello everyone

Can I join please - my aim is to pay off one of many credit cards - the worst for interest being my Vanq card which stands at £750.00 at the mo. I'm gonna check tomorrow how I go about paying it via the internet and I take it that I let you know how I'm doing - is that right

Vanq is the worst for interest but I have others who's balances are alot higher but I want to be realistic about this and clear a debt quicker rather than be demoralised by slower progress - does that sound right?

Anyway - good luck to everyone - this is a fab idea

Helen x

Hi Helen - We seem to be attractinG the jelles in this thread, I think there's 3 on here now with jelly in their names!!

Anyway, welcome to the [STRIKE]mad[/STRIKE] fab world lovingly known as padding! :T There are no rules as such when it comes to padding but when post your pad, would you be so kind as to put it in BOLD, COLOUR or bigger than the rest of your post so it makes it easier for the total to be calculated?

You can pay to whatever you like - credit card, savings jar, extra payments to a loan (you get the idea!) and if you want to, you can keep track of your total amount padded in your signature so we can all see how fab you're doing!

Just one wee warning - PADDING IS HIGHLY [STRIKE]DANGEROUS[/STRIKE] ADDICTIVE!

Silaqui

Evening all! Very good mood this evening as the mighty LCFC have won their first game of the season :beer: Don't forget to watch the highlights Andy and Shaun, the two new guys made an excellent start, especially Waghorn he was very impressive. (goals always help )

I have already made my multi-pad to cover the next few days, will re-budget when we get back from holiday so I know I'll have enough.

Danko, our school was thinking about applying to do that diploma and as a D&T/Graphic Design teacher I'd be probably end up being involved if it does go ahead so I might be picking your brains about it! (secretly hoping they don't bother as I've just got my courses running really well, but ah well, can't stop change!)

Hope you have all had a good saturday, I shouldn't really stay o n here for too long as have gotta finish packing but you know I will lol

xx

PigginSkint

Hi All

I have had a busy day getting stuff ready for my holiday - woohoo!

Today's PAD is £1.08 to Abominable Amex

PigginSkint

macgirl wrote: »

Have a great time - hope the weather holds out!

Thanks - I hope so!

PigginSkint

SueP19 wrote: »

Mornin all

My PAD for today is £1.00

Had a cr*p day yesterday, had to come home ill.....................had an accident at dinnertime in WH Smiths :eek::eek: followed by I was so embarrassed and upset. What followed could only be described as "internal combustion" you could have fried an egg on me. Feeling very delicate this morning but you guys made me smile

[STRIKE]Zoro[/STRIKE]Danko where were you when I needed you, love the new signature

Angelic Go get 'em, it doesn't sound right to me Paternity leave Heres a link, no mention of days off included??? They are taking the P

Welcome to all the new PADers, you will love it here:T

Macgirl Bet you haven't been able to get back to sleep, hehe. I remember it well, DD is 18 so sleeps in now but was a regular at 4.30am

Sashanut Hope you feeling better too

Pigginskint Hope you have a lovely time and the weather stays lovely

Thanks Sue! Hope you are feeling better now!

macgirl

helen_jelly wrote: »

Hello everyone

Can I join please - my aim is to pay off one of many credit cards - the worst for interest being my Vanq card which stands at £750.00 at the mo. I'm gonna check tomorrow how I go about paying it via the internet and I take it that I let you know how I'm doing - is that right

Vanq is the worst for interest but I have others who's balances are alot higher but I want to be realistic about this and clear a debt quicker rather than be demoralised by slower progress - does that sound right?

Anyway - good luck to everyone - this is a fab idea

Helen x

Hi Helen Jelly! :hello:
I know Angelic has filled you in on the "rules" (there aren't any ), but you might want to check out snowballing - if you haven't already
http://www.whatsthecost.com/snowball.aspx

Welcome aboard!

macgirl

Just got back from a surprise night out!
It's my birthday on Tuesday and my Darling OH had secretly arranged a babysitter and booked a restaurant (he's not normally big on grand gestures)!
Bless him! So we've just got back from a gorgeous 3 course meal - I'm STUFFED! Prob put on a few pounds - but S*D it - it was worth it!!:D

jo41

Morning all,

Hope everyone is ok today. Hello and welcome to all the newbies you'll soon be addicted like th rest of us
£25.09 today please mac...a tenner to the OD and the rest to Barclaycard.
Wishing everyone thats going on hols a wonderful time as well as those MSEs that have opted for a staycation!
Have a lovely day!
Jo x