📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

A Payment A Day Part 4

1403404406408409529

Comments

  • £11.36 to Virgin today from amazon sales
    Scary number... 30/5/09 £18,905.08
    08/01/11 £3905.02
    Virgin [STRIKE]£4770.48[/STRIKE] £0 Mint [STRIKE]£5281.21[/STRIKE] £0 Barclaycard [STRIKE]£3301.68[/STRIKE]£3905.02

    Sealed pot 2011 No 1114
  • Jazzie99
    Jazzie99 Posts: 289 Forumite
    Another £5 to Virgin debt x
    Friend Debt: 5,000/3,850
    2013 Start Mortgage: 306,585/306,585
    Overpayments: 0
    ISA Saver:
    £10
  • euronorris
    euronorris Posts: 12,247 Forumite
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    And my stupid arm WON'T STOP ITCHING!!!!! :mad:

    Why is your arm itching? Did you get bitten or allergic reaction etc?

    I get bitten by mossies all the time here and I'm allergic to them. Sooo itchy! lol

    The other night, I sprayed the bed covers with extra strong stuff before going to bed, we had an anti mossie plug in, the windows and doors all closed......I still got bit! Argghhhh.

    Gonna have to invest in a mossie net I think!
    February wins: Theatre tickets
  • 62p to various tins . . . day off & a trip to the dentist tomorrow joy !!!!!!!!!!!!!!!!!!!!!!!!!!!
    DFW NERD# 1175
    Proud Member of Sealed Pot Challenge #5 ~ 1479 cashless_wonder~*DEBT FREE & LOVING IT*~
    :D
  • Evening All,

    PaD for me today of £1. It's a small amount today but it does represent the first transfer into my new savings account. It has safely arrived so I will be squirrelling dosh away into this account until I meet my target (sig to be updated once I have made up my mind on the actual amount).

    Paul, the double offer is as good as it seems (insider knowledge ;) ) and at least you know you can continue to transfer at the LOB rate without affecting it. It's about the only time a negative payment hierarchy can be useful!
  • penelopedee_2
    penelopedee_2 Posts: 2,698 Forumite
    Distract me please fellow Padders - I'm giving up smoking today, not too bad going but I need some random distraction please. Can't post on the NS thread as its reminding me!!

    Paul - glad to see the CC dilemia didn't turn out tooo bad in the end. I would have done the same in your position.
    This time I haven't smoked since 6th Jan 2014 and still going ok.
    Fingers crossed x
  • LondonAndy
    LondonAndy Posts: 1,326 Forumite
    edited 5 August 2009 at 8:05PM
    Distract me please fellow Padders - I'm giving up smoking today, not too bad going but I need some random distraction please. Can't post on the NS thread as its reminding me!!
    .

    Distraction is good. I posted up here lots when I gave up, June 1st and still going strong! YOU CAN DO IT!! A good distraction is every time you get a craving then work out cash saved by not smoking for one day, one month, six months etc....motivation for PADs...! E.g your sig, if you're a twenty a day person that will take less than 50 days to clear. Going somewhere where smoking is not allowed also worked for me (museum, cinema, even the tube....just not the pub in the first week, too tempting, although I'm back in there now)
    Debt Free 25th August 2010 with PAD !!
    TARGETS : :D:D
    Save 12k in 2013: #068 : £7,305/£12,000
  • Evening All,

    PaD for me today of £1. It's a small amount today but it does represent the first transfer into my new savings account. It has safely arrived so I will be squirrelling dosh away into this account until I meet my target (sig to be updated once I have made up my mind on the actual amount).

    Paul, the double offer is as good as it seems (insider knowledge ;) ) and at least you know you can continue to transfer at the LOB rate without affecting it. It's about the only time a negative payment hierarchy can be useful!

    Yes I'm sure it is just fine. It took me half a minute to get my head around what the guy was saying but it made perfect sense. If I had had my wits about me, I could also have done this with a Halifax BT some time back as they were offering a choice of deals too.
    Come to think of it, it may not have worked out so well with Halifax as they reduced the minimum payment to 1% shortly after my BT - though I could have topped up with additional payments I suppose. Having to only pay 1% per month to Halifax really does bring that one down very slowly but it was, and still is, a welcome reprieve. My debt levels are still far too high. Although I am getting by a bit better now, it only takes one small thing to go wrong to be struggling again for several weeks.
  • boysma
    boysma Posts: 828 Forumite
    Hi guys

    Just a quick weigh in update for Danko - sorry in a rush so will post pads tomorrow morning Mac. 1.5lb off:T tonight - very relieved (she says sipping a glass of vino). Very sorry you put on Danko but you really have done so well up to now. There is nothing better to spur you on for next week though;)

    See you bright and early in the morn folks. Welcome to all the newbies.
    Payment A Day £15 (started 17/5/14) :j
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    :jHi all

    Just popping in to say my PAD for today is £500 to DHs Evil Egg....... thanks Macgirl:D
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.