A Payment A Day Part 4

Katy_M_2

I'm frightened


:eek::eek:

macgirl

Katy_M wrote: »

I'm frightened


:eek::eek:

:rotfl::rotfl::rotfl:
Don't be Katy! I'm just kidding

Paulgonnabedebtfree

macgirl wrote: »

I do wince every time I see my sig and am always tempted to remove it.
But it's a secret from everyone else I know, and then it's "Out of Sight, Out of Mind".
So by bearing my soul on here (even though I had a mini-meltdown last night:o) it keeps my mind focused - so I think it defo helps!

Good Luck x

Pretty much how I see it too. Before using MSE, my debt levels sometimes went down a little for a couple of months before rising again. I didn't even know how much I owed for pity's sake. I was too scared to look. This year has been the first time for years that my debts have shown a steady and sustained reduction. The next 6 months - 1 year will be harder though as I will probably need to go on minimum payments only while I save for the January tax bill. I haven't even paid the one due by July 31st yet but, on the basis that the card companies penalise late payment harder than the taxman, I'm afraid the taxman will have to wait a bit longer. I'm currently £210 short on that one. Even this is a major improvement because, in the last few years, I've simply written out a credit card cheque to them.

Silaqui

I'm sneaking on here and risking the wrath of Macgirl with a pad of £1 to start me off for August - some bigger ones soon I promise! (runs away :eek:)

:rotfl::rotfl::rotfl::rotfl::rotfl:

xx

macgirl

Silaqui wrote: »

I'm sneaking on here and risking the wrath of Macgirl with a pad of £1 to start me off for August - some bigger ones soon I promise! (runs away :eek:)

:rotfl::rotfl::rotfl::rotfl::rotfl:

xx

Oooh dear - I'd better behave! Don't want to get expelled on my first day!
I won't say another word - promise!:D Thanks Silaqui!:)

DietCokeMad

Been awol for the past couple of weeks - new puppy in the house and everything goes to pot!!! Still been making my PAD though, and wages in today so lots of big payments to help macgirl beat last months AMAZING total here goes

£116 to minimum payment to mint
£25.20 in various dribs and drabs to Virgin (technically all last month so can disregard if you want)
£11.49 to HSBC to bring that balance down to 0 again
£120 to savings

£272.69 total :T

Greenbynature

Double_Trouble wrote: »

Total for the month of July I will let the figures speak for themselves to show how awesome you all are

July £54,400.38

That's an absolutely fantastic amount (wish it was in my bank account) :pwell done everyone :T:T:T
and big thanks to DT (Ms Competitive ) for adding up for you DT :T

catspaw

For me today £25 to WF and £2 to Cap1CC Total of £27 ( would be nice to add a couple of 0000's to that though lol)

Greenbynature

Hi all

Well sorry mac girl my pad today is only a small £3 to cap1 cc, 13p to copper jar and 80p to sealed tin

£3.93

Double_Trouble

Greenbynature wrote: »

That's an absolutely fantastic amount (wish it was in my bank account) :pwell done everyone :T:T:T
and big thanks to DT (Ms Competitive ) for adding up for you DT :T

Thanks very much I shall definitely be having some of those on my hols - did I mention I was going away to Lanzarote on Monday for 3 weeks where it is 45 degrees at the mo :rotfl::rotfl::rotfl::rotfl::rotfl:

DTxx