DMP Mutual Support Thread (Part 6)

muddlemess

2spicy wrote: »

but we are following the path now and soon we will see the light ( but given our luck .. it will probably be a train!!)

:rotfl::rotfl::rotfl::rotfl:I though I was the only one with luck that bad!
Lets hope if it is a train it's at least stationairy! xx

bigmommamuppet

CharliesAngel wrote: »

... time for a glass of wine... :rotfl:

Never thought i'd be so excited about it lol..

CA x

I'll join you for a small glass of the red stuff :beer:
It's finally payday:j:j. So here's to a new start with this budgeting marlarky and a stress free month.

bigmommamuppet

Did someone say crisps... mmmmm

We have homemade pizzas & garlic bread in the oven, smells yummy. No more takeaways for us. Just waiting for strictly to come on.

Oh I know how to have a good time. :rotfl::rotfl:

CharliesAngel

bigmommamuppet wrote: »

I'll join you for a small glass of the red stuff :beer:
It's finally payday:j:j. So here's to a new start with this budgeting marlarky and a stress free month.

woohoooh! :T


xxx

muddlemess

CharliesAngel wrote: »

haha quite the expert mine were tescies three for a tenner... just had to crack a rose open... crisp anyone?!

CA x

At the risk of sounding rude I had to look twice then (and I havent even opened a bottle yet) thought you said 'testies three for a tenner', then thought...I don't know some people would do anything to get a glass!

Yes please for a crisp, I have choccy.....:rotfl:

muddlemess

bigmommamuppet wrote: »

I'll join you for a small glass of the red stuff :beer:
It's finally payday:j:j. So here's to a new start with this budgeting marlarky and a stress free month.

:beer: enjoy, good luck on the budgeting mine starts OCT.... no finger nails left;)

CharliesAngel

muddlemess wrote: »

At the risk of sounding rude I had to look twice then (and I havent even opened a bottle yet) thought you said 'testies three for a tenner', then thought...I don't know some people would do anything to get a glass!

Yes please for a crisp, I have choccy.....:rotfl:

lmaooo :rotfl: not sure what happened to the fourth....

xx

CharliesAngel

bigmommamuppet wrote: »

Did someone say crisps... mmmmm

We have homemade pizzas & garlic bread in the oven, smells yummy. No more takeaways for us. Just waiting for strictly to come on.

Oh I know how to have a good time. :rotfl::rotfl:

oooh share

CA xx

Merecat_2

Hi

Newbey here, just posted off to CCCS, and creditors now scared stiff, I am waking up in the morning thinking about it going to sleep worrying about it. I think I am driving myself round the twist!!.

yellowpinky

Hello all,

Still very quiet at the moment but not sure how long that will last! I see from Justabank my payments have gone out to my creditors and saw tonight logging onto my "old" bank account that the payments have reached them, so things moving along (and was strangely excited but I think that's a little sad . . .). There was some sort of !!!! up with my standing order (not sure if it was me, or the bank, or both) and I ended up having two versions of the same standing order set up, and a second payment went out! I had hysterics over this but rang Payplan the next morning who were ever so good and said they would just return the extra payment. I've also had a second default notice arrive from Egg! ???? This one has the "pay us or else" date set back two weeks from the first, and while the total balance and arrears amount remain the same, the overlimit amount seems to have disappeared off the second default. Oh well.

Oh, and got my M & S statement today and noticed there are no late payment/overlimit fees added this month, and the PPI has been stopped, so that's a development. Still 250 quid a month interest being added though! Well, it's a starting point to work on anyway.

Regarding the missing postal order situation, I rang this number - 01246 542 500 - very helpful, they were able to tell me if all of my postal orders were cashed from the ref ID. It seems one was cashed a good ten days after the others so I suspect this is the nicked one. I think becasue they weren't crossed I might not have much chance of getting it back but since it was recorded post I'm going to fill in the form and go through the claim process anyway and see where that gets me. So if anyone is about to send postal orders for token payments I would say, ask for them crossed, and make a note on each receipt which one has gone to which creditor, so they can be traced and claimed for if lost!


Quote:
Originally Posted by muddlemess
Yah Hoo .... I will have a glass for you too later! Local shop have nice wine 3 for £10! Figured over three weeks thats just over £3.33 a week on a decent bottle to take the edge off things (trying not to sound too dependant on the stuff;))


I'm a big fan of Iceland and their 3 for a tenner wine deal. I'm weighing this up at the moment though against Sainsbury's "get 300 Nectar points if you spend £7 on booze" offer. I can collect up my points, convert them into Sainsbury's vouchers, to spend on more booze . .

Big welcome to all newcomers - Merecat, you are doing the right thing, believe me, it does get better once the process starts. I was in a horrible place three months ago, now have just started my first month with Payplan, and second month proper without credit. And this is a brilliant place to come as so many people are in the same boat, and someone is always on hand to help

Hope all DMP's are going well, and hope everyone's having a great Friday night!