"Write Off" your debt companies

RAS

This thread should be useful:

The CCA request and legalities

and this

Consumer Credit Agreements - a guide to enforceability

And read this thread re the OFT warning about these companies

http://forums.moneysavingexpert.com/showthread.html?t=1136175

sarah03_2

thanks ras - will have a read through
x

schoolrunner

Hi
I have searched the web and have come across a company that will check my agreements for free, Contract Checker, obviously if the contracts are unenforceable then I could use their services, for a fee, to sort it. I have read many posts on this subject and it seems difficult to get an easy resolution. I am sending letters requesting copies of agreements and was lookig for impartial advice.
Be gentle this is my first post

Tixy

Hello

No need to pay anyone any fees to do this. Everything they can do you can do yourself with help from some of the knowledgable people on here. Once you have copy agreements you can either scan them and post on here (blanking out the confidential info of course). Or read up on here about all the terms and info a pre April 2007 must contain - then compare to what you have been sent.

rog2

schoolrunner wrote: »

Hi
I have searched the web and have come across a company that will check my agreements for free, Contract Checker, obviously if the contracts are unenforceable then I could use their services, for a fee, to sort it. I have read many posts on this subject and it seems difficult to get an easy resolution. I am sending letters requesting copies of agreements and was lookig for impartial advice.
Be gentle this is my first post

Hi schoolrunner, and welcome to DFW :hello: :hello: :hello:

I will, as you request, be gentle as this is your first post

" :mad: Do not touch them with a ten foot bargepole :mad: "

Instead, if you need to query any aspect of any of your credit agreements, post your query here and we will try and help you for free.

schoolrunner

Thanks guys,
I am already preparing the letters from threads I have read on the forum

lindielou22

Hi, I have today been contacted by a company called McGregor Moore, not sure exactly where they are from tho. They called me about my outstandiing loans and credit cards. They tell me that if my loans or credit cards were taken out before 2007 and have a balance of more than £1,000 on them at present I may be in a postion to have them written off. Apparently, before 2007 the Agreements were wrongly worded and therefore not valid! They have arranged to call me back on Monday 28th April about 4.00pm to discuss this further. I would be very grateful if you could possibly check this out and let me know if this is a scam. At present all they have is my name and address and the names of my loancredit card companies. As they say if something seems to good to be true it usually is.

Tixy

Hi Lindie - yep too good to be true. Someone has moved your question to this thread as this question gets asked oftern. Read through the advice previously given on this thread. No need to pay a company to do this. If you want to check the validity of your credit agreements you can do it yourself (with advice and guidance from here).

rog2

lindielou22 wrote: »

I would be very grateful if you could possibly check this out and let me know if this is a scam. At present all they have is my name and address and the names of my loancredit card companies. As they say if something seems to good to be true it usually is.

It is definitely misleading to say that all credit card agreements written before 2007 are invalid. They have absolutely no guarantee that this is the case and are wrong to infer otherwise. What they are advocating is debt avoidance for a profit (theirs).
Please do not fall for their sales talk.

dumpy

The experts will be along in a minuteto advise you, but does it sound too good to be true? If so, it probably is.