Please help with Halifax charges....

sam_bailey88

I recieved a letter this morning off the Hlaifax bank telling me that a purchase of £9.50 had taken me over my overdraft limit, by £3.50. They then tell me they are charging me £20 for the fee, and a further £28 for going over my overdraft, totalling £48. I have gone over the limit before and paid the charges but it does annoy me that for £3 they charge me near £50.

Is there any way i could get these back now? Or will i have to write a letter and wait?

Thankyou in advance, Sam

crapwithcash82

sam_bailey88 wrote: »

I recieved a letter this morning off the Hlaifax bank telling me that a purchase of £9.50 had taken me over my overdraft limit, by £3.50. They then tell me they are charging me £20 for the fee, and a further £28 for going over my overdraft, totalling £48. I have gone over the limit before and paid the charges but it does annoy me that for £3 they charge me near £50.

Is there any way i could get these back now? Or will i have to write a letter and wait?

Thankyou in advance, Sam

Hi Sam, I would try calling them first, and if they don't refund you, I would then request they do so in writing.

I successfully claimed over £700 from Lloyds TSB in unfair bank charges and have submitted a claim for a further £2200 which is on hold until the test case.

No one knows what the outcome will be but you will get the odd pesimist (like the post ^) who will put a negative spin on things!!

There are loads of success stories out there, so don't give up just yet... if you don't ask you don't get!!

sam_bailey88

Recieved another letter this morning saying they had charged me another £28 for being overdrawn in June, even though i only found out on the 3rd of June. But, I just rang up and they refunded the first £48, so its better than £76.

Cheers for your help!