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Marathons, Money and Motivation

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Comments

  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi CAFC - Just wanted to let you know that I now have my third star - yeah!!!! It was 750 posts, I like how it looks.

    TMD
    Sealed Pot Challenge #016
  • Purpleroses
    Purpleroses Posts: 4,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    evening all. how is everyone?
    congrats on the medal tmd. :)
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Ahhhh thank god for that.... I can sleep tonight knowing that you have your third star hun...... (really, not just sarcastically!)

    DH is now just playing the waiting game with the fire service following his tests on monday, really hopes he hears soon.
    I've arranged to work up till the 9th October now as well, with part time hours. That what I should still have a decent wage come the end of october, and am going to try and save what I can, and live like a pauper before then, so that we have something to use as a buffer for november.......
    its been much better, i think mainly because my boss really needs my help...and know hes in the carp....

    off to check my ebay
    Wealth is not measured by currency
  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanks Purpleroses and CAFCGirl - Will be along time before I get the next one but I am a happy bunny now! I am glad you will sleep OK now!!!!

    CAFC - Hope your husband gets good news re the Fire Service, glad you are able to do part time until October, hopefully something else will come up for when you finish there.

    TMD
    Sealed Pot Challenge #016
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like you've found a good solution. It will be good not to feel so exhausted all the time I am sure.

    hope OH does okay at the fire service tests - it is horrible waiting to find out isn't it!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Hope your OH does well in the fire service tests.

    Glad you made a decision about staying on in work. It seems like it is defo the right thing to do xxx
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    yeah, although im sticking to my guns r.e leaving, but at the same time it seems foolish to forgoe the money i could be earning esp since nothing else came up...
    Wealth is not measured by currency
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good Day All

    Its all started to go a bit pete tong, as we're struggling with money again to pay our debts. Ebay isnt going to bring me in loads and when we're back from holiday we may just do a couple of boot fairs to create some cash, and also to clear out some of the furniture etc for when we move.....

    But I've still got a positive head on but it looks like I will end up staying on longer at my job, we've got no way of physically surviving on DH's wage.....
    Wealth is not measured by currency
  • Purpleroses
    Purpleroses Posts: 4,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    good afternoon all. I hear you got a new tatoo! sounds lovely.

    Have you looked into matched betting as a way to make money?

    I wish I could offer you better advice and offer you more than virtual hugs.
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    ive hit a bit of a brick wall to know what to do next to be honest....
    Wealth is not measured by currency
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