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Marathons, Money and Motivation

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Comments

  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Evening chicken hows you?
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    sorting out my hair currently.. my roots werent roots anymore.... my hair was literally two tone!

    been out to a practice golf day, didnt play but got to drive a golf buggy and was a really nice day...
    Wealth is not measured by currency
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    How much fun does that sound :D
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    glad you had a fun day - you deserve it!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    thanks hunny.....

    had my review today at work and it went surprisingly ok, was called up on what i xpected, gave my own feedback as well, given a bit of direction and a plan of action, and a 2k payrise :)
    Wealth is not measured by currency
  • Purpleroses
    Purpleroses Posts: 4,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    woo well done on the payraise!
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    thanks hun.

    boss was really good with me as Ive not done all that i am capable of, but gave it to me not as a reward but as a motivator, he said he knows im worth more than what im on, so lets work toward the achievements....
    Wealth is not measured by currency
  • Purpleroses
    Purpleroses Posts: 4,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    sounds like a good plan and a very good motivator!
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    yeah was all in all positive and I got to put across some challenges ive had with our working relationship as well, which was really good for how we work together as we are the two that need to get on. Plus I mentionned as im meant to be team leader I dont feel i should be criticised in a team setting so we worked out some signals between us to help strengthen that.
    Wealth is not measured by currency
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    wow cafc girl really pleased for you - well done. Hopefully worth persevering then - and it will lighten some of the load financially....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
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