Nationwide Flex Account - Any Good?

kaiserwilli99

now Im after another bank account just for savings tbh, but I noticed this one ofers free withdraws abroad and in the EU which is excellent.

Is it a good bank account to just have as a spare for when im abroad etc?

:beer:

Jaymz

I have had one for a few years and it's great. If you have other Nationwide products (Credit card, e-savings etc) you can access them through the online Flex Account also.

Having done a lot of travelling I can vouch for it being quite handy when abroad!

DCFC79

Yes its very good, ive got one but not used it abroad yet, if you do an internet application make sure its the flexaccount you get as i applied for 1 and i got the account with a debit card whereas my mum who has a better credit rating than me appllied for a flexaccount but all the got as an atm card and not a debit card

glider3560

DCFC79 wrote: »

Yes its very good, ive got one but not used it abroad yet, if you do an internet application make sure its the flexaccount you get as i applied for 1 and i got the account with a debit card whereas my mum who has a better credit rating than me appllied for a flexaccount but all the got as an atm card and not a debit card

There are two types of FlexAccount: one with debit card, one with cash card. Based on your application, Nationwide will decided which card to send you (it isn't up to you to choose).

OP, you said you wanted the account for savings, why not open a higher interest savings account?

kaiserwilli99

i need it for withdrawing money abroad i have yorkshire for savings, but ill use the debit card like

its the free withdraws on the continent that im liking

i just want a bank account/debit card - no overdraft or anything

Lansdowne

It's quicker to apply in the branch rather than online.

opinions4u

Just thought the OP should read this thread before signing up.

THE BLIGHTERS ARE CHARGING OVERSEAS

DCFC79

glider3560 wrote: »

There are two types of FlexAccount: one with debit card, one with cash card. Based on your application, Nationwide will decided which card to send you (it isn't up to you to choose).

on that note then glad you pointed that out, i would have thought my mum would have been offered an account with a debit card but obviously not

rb10

It is an excellent bank account for using abroad ... although there is a small charge outside Europe, it's still way ahead of the competition.

They recently stopped paying any interest on the account, so if you are in credit on your current account for most/all of the month, you may not want to use it as your main account.

CLAPTON

opinions4u wrote: »

Just thought the OP should read this thread before signing up.

THE BLIGHTERS ARE CHARGING OVERSEAS

even so, there are no charges for use of debit card in the EU and only 1% elsewhere ... so much better than almost every other curent account

well worth having.

kaiserwilli99

theyve started charging though now

!!!!!! are there any alternatives - or am i just gonna have ot face up to a £3 hit each time i wanna withdraw