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June NSD Challenge, 2009

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  • Horace
    Horace Posts: 14,426 Forumite
    Number 1 for me today as well although I have made plans to spend £132 on some leaflets that need to go to the printers tomorrow so that I can pick them up on Friday:eek:
  • Hopeful34
    Hopeful34 Posts: 79 Forumite
    Hi. Thanks BMF for running this thread. I came up a bit short in May, only achieving 8/10 days but I think that's a big improvement on what might have been. I'll go for another 10. It will be hard but I hear that nothing good comes easy.

    I'm really impressed with people's efforts on this thread. Can I ask, how on earth does anyone achieve over 15 NSDs?!? Wow! Tips please!

    I'm not going to include direct debits or repayments for the mortgage or utilities or credit card repayments but I will include anthing that I have to hand money over for.

    Good luck everybody!
  • Hopeful34
    Hopeful34 Posts: 79 Forumite
    Does anybody here know whether I can save this thread or subscribe to it so I don't have to search for it everytime? Help please!
  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Spendy day for me.....
    1. Birthday card for my Mum
    2. Headache tablets
    3. DD's
    Drat try tomorrow
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hopeful34 wrote: »
    Does anybody here know whether I can save this thread or subscribe to it so I don't have to search for it everytime? Help please!

    Go to the top where it says 'thread tools' and click 'subscribe to thread' :D
    It will be in User CP under 'list subscriptions'

    HTH
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • Hopeful34
    Hopeful34 Posts: 79 Forumite
    Thanks HTH. I'll give it a go!
  • BigMummaF
    BigMummaF Posts: 4,281 Forumite
    Hope you don't mind my repeating myself, but thought it might help to post these little pearls of wisdom SIZE=1]that'll be the day![SIZE=2 again...or do you think it better in the first post, perhaps with a goodly list of hints & tips ready for next month? Get yer thinking caps on folks---I'm on a roll *enter whip-cracky-stagecoach-cowboy-type of smilie here:p* [/SIZE][/SIZE]

    "As to what you class as 'spends' is entirely up to you. I am fortunate in that my three are all grown, but can well remember the "I need spanish cuttlefish earrings for cooking" or "I gotta take two quid for my materials project" at 8:03 on a school morning! Perhaps in this case :think: you could put 'X' amount into a pot on a Sunday night to make that a spend day, & take the lunch monies out of that during the week? Technically it's what I do for the milkman & window cleaner, cuz I'm never sure when they'll call for their cash:confused: & a complete throw-back to when we used to get paid in cash & had various 'pots' for different bills....Aaaah those were the days :p Sometimes I think we were better organised too, because you saw real money as opposed to numbers on a bank statement :o
    Anyhooz, just a[nother] suggestion.....Good Luck!"
    Something else I've started doing is..if I know I need petrol or whatever, I try to do other spends on that day too. It might help concentrate the mind to what you really must buy but it still takes a [STRIKE]bit[/STRIKE]lot of willpower to not go mad. I guess it's a case of trying different approaches till you find the one helps you the most.
    Full time Carer for Mum; harassed mother of three;
    loving & loved by two 4-legged babies.

  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Woops, a day late!!
    Put me down for 12 this month please!
  • webitha
    webitha Posts: 4,799 Forumite
    well yesterday was a spend day and i dont care, me and the thingswent out for a walk coz it was a gorge day and ended up walking in the woods/park for just over 3 hours, so i got drinks for us all on the way home, and then we all fancied a salad for te so had to go get the gibbins, well,must try harder and i will do it this time
    If we can put a man on the moon...how come we cant put them all there?

  • Pauper1
    Pauper1 Posts: 539 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Silly prescription has made this a spend day :( so I went and got my shopping today as well - hopefully tomorrow I won't need to spend anything now! :D
    Make £2025 in 2025 #18 - £569.66/£2025
    1p savings challenge #32 £24.85/£667.95

    March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC

    Total debts Jan 1st £11706.68 😭
    Jan 29th £11354.92

    Mar 1st £11015.30
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