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June NSD Challenge, 2009
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Can I join please?
I have a nightmare month for birthdays this month so need to be very thrifty.
I will aim for 10 pleaseProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Morning Folks! Are we ready to tackle another month of keeping the cash in our pockets, rather than frittering away the finances without a final [STRIKE]fourt[/STRIKE]thought
I've put final totals on the May Roll of Honour..if you don't think it's a good idea they are easily removed, but I thought it would give us a sense of how hard we are trying. More of an inspirational tool if you like, to spur us on when the dark demon of desire comes a-callin':rotfl: Let me know what you think....
Full time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
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right third time lucky i will try yet again for 17 NSD
failed miserabley but then again it was DS 10 birthdayIf we can put a man on the moon...how come we cant put them all there?
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Afternoon all!
Well I know today is going to be a spend day. I'd got into the habit of buying my lunch every day from the shop down the road so today (payday, woop) I'm going to Mr T's to get me some lunch supplies for the next wee while - need to be healthy as well as cheap cos I'm on a trying to eat healthier/lose some weight kick at the mo. Going to pop over to os for some inspirationThe debtWILLbegone - taking it 1% at a time
Grand Total Owed: [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
1% (£50) at a time member #121 - 11/100
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Big mumma F...
can you put me down for 15 please.... first timer for this challenge but in for a penny n all that!
Thanks for doing the thread!
And today, by joining the thread have stopped myself from going out for a wander at lunch time, (read spending money!) lol!!
Should achieve a NSD today then!
Does petrol count as a spend? thinking ahead here, have budgeted 30 a week on a wednesday for petrol... but will it count as a spend day?I'm just a seething mass of contradictions....(it's part of my charm!)0 -
Bigmumma can you put me down for another 15 please..Mortgage Free as of 20.9.17Declutter challenge 2023, 2024 🏅 🏅⭐️⭐️
Declutter Challenge 2025
DH declutter challenge award 🏅⭐️0 -
Hi yeah I'm gonna stick with 13 again this month - since I only made 12 last month
I don't count gas, electric (prepay) or petrol as they are necessary (petrol to get to work).
I only count grocery spends (as I do too many of those) and then that extra spending like clothes, snacks, sweets etc
Thanks.working on clearing the clutterDo I want the stuff or the space?0 -
Hi yeah I'm gonna stick with 13 again this month - since I only made 12 last month
I don't count gas, electric (prepay) or petrol as they are necessary (petrol to get to work).
I only count grocery spends (as I do too many of those) and then that extra spending like clothes, snacks, sweets etc
Thanks.
Thanks for the clarification newlywed!
If i buy anything other than petrol, then i will certainly count it in... but if i stick to my petrol budget then it can be called a NSD! yay!I'm just a seething mass of contradictions....(it's part of my charm!)0 -
declaring today an nsd!0
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Pooh... today definitely NOT a NSD... I just bought a Magnum.
It is so hot! Oh well I'll hit the supermarket today to buy some yoghurts so I can try and have a NSD tomorrow.
Onwards and upwards...Mortgage free as of 12/08/20!
MFiT-5 no 45You can't fly with one foot on the ground!0
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