applying for dro 27 May 2009 at 9:26PM in IVA & DRO 10 replies 696 views

strawberryfields

well i sent my forms back to the national debtline on saturday-they still have not recieved them, i have nearly £10,000:eek: in debit-credit cards, catalogues, and overdrafts, the credit cards keep ringing me evern though i have told them i can only offer them £1 a month but it is not good enough for them, they say because i have always paid up until last month they cannot see how i cannot pay now!!! but when i was paying them i had no money left over for food and toiletries i tried to explain this to them but they don't care. I was made redundant last jan and then i was made sick in april-turns out i have ms, and this is preventing me from finding work at the moment or anytime soon, so now i get is with disability premium, hb, and ctb. i also have a tribunal in sept (probally) for dla, my question is if this gets back dated then can i still appy for a dro, or will it be revoked? i would be back dated to the begining of december. any advice gratefully recieved

elfieb

Will the DLA push you over the £50 a week limit?

strawberryfields

well the cab say dla isn't counted because it goes in and out so i don't think so, but i am worried about getting it (hopefully) all backdated at once

elfieb

Shouldnt be a problem then, September is a long way off, I wouldnt worry about it too much. Even if it is a lump sum, providing it is under £300 you will be ok.

If you are concerned about the length of time waiting for an appointment with NDL, you could perhaps try one of the other intermediaries?

strawberryfields

who do you sugggest?

Godiva500

Go to Baines & Ernst - I had similar problem. Have your info to hand, and they will do it straight away. Got mine in 24 hours. Good luck

strawberryfields

thanks will do in the morning. does anyone one know about the possible backing of dla?

strawberryfields

well i spoke to baines and earnst this morning, but they said the insolvency service website is down so they are going to call me back on monday, which gives me a few more days to get the money together, i just want this to go through now and then i have a nervous 30days waiting to see if anyone objects.

strawberryfields

well new update, they just called back and took the rest of my details, apparently have generated a bar code which is coming out in the post, i have to give them a call when i have paid my £90, and they will send it off to the insolvency service then. thanks to Godiva500 who suggested them

Godiva500

They can email the bar code to you - they did mine - that will save time xx

strawberryfields

thanks didn't know that, just tried to call them and they are busy, hopefully someone will call back soon