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applying for dro

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well i sent my forms back to the national debtline on saturday-they still have not recieved them, i have nearly £10,000:eek: in debit-credit cards, catalogues, and overdrafts, the credit cards keep ringing me evern though i have told them i can only offer them £1 a month but it is not good enough for them, they say because i have always paid up until last month they cannot see how i cannot pay now!!! but when i was paying them i had no money left over for food and toiletries i tried to explain this to them but they don't care. I was made redundant last jan and then i was made sick in april-turns out i have ms, and this is preventing me from finding work at the moment or anytime soon, so now i get is with disability premium, hb, and ctb. i also have a tribunal in sept (probally) for dla, my question is if this gets back dated then can i still appy for a dro, or will it be revoked? i would be back dated to the begining of december. any advice gratefully recieved

Comments

  • elfieb
    elfieb Posts: 530 Forumite
    Will the DLA push you over the £50 a week limit?
    I used to be Snow White, but I drifted.
    Mae West
  • well the cab say dla isn't counted because it goes in and out so i don't think so, but i am worried about getting it (hopefully) all backdated at once
  • elfieb
    elfieb Posts: 530 Forumite
    Shouldnt be a problem then, September is a long way off, I wouldnt worry about it too much. Even if it is a lump sum, providing it is under £300 you will be ok.

    If you are concerned about the length of time waiting for an appointment with NDL, you could perhaps try one of the other intermediaries?
    I used to be Snow White, but I drifted.
    Mae West
  • who do you sugggest?
  • Godiva500
    Godiva500 Posts: 444 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    Go to Baines & Ernst - I had similar problem. Have your info to hand, and they will do it straight away. Got mine in 24 hours. Good luck
  • thanks will do in the morning. does anyone one know about the possible backing of dla?
  • well i spoke to baines and earnst this morning, but they said the insolvency service website is down so they are going to call me back on monday, which gives me a few more days to get the money together, i just want this to go through now and then i have a nervous 30days waiting to see if anyone objects.
  • well new update, they just called back and took the rest of my details, apparently have generated a bar code which is coming out in the post, i have to give them a call when i have paid my £90, and they will send it off to the insolvency service then. thanks to Godiva500 who suggested them
  • Godiva500
    Godiva500 Posts: 444 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    They can email the bar code to you - they did mine - that will save time xx
  • thanks didn't know that, just tried to call them and they are busy, hopefully someone will call back soon
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