Wednesday 27/5/09 What small DFW things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Good morning lovely DFW's:D:D Hi to all the regular posters:hello::hello::hello: and welcome to any new posters who have hopped on board whilst I have been away:D:DIt is good to be back home from my holiday, although I did miss the sunshine when I looked out of the window this morning and saw grey skies and rain:rolleyes:. Back to work this morning so need to get a wriggle on and get sorted.

Hope you all have a good day, thanks for all the hard work keeping the thread going the past two weeks,:A:A.

Sending hugs to all those feeling poorly or fed up xxx

Desperately need to get back in the DFW frame of mind after the past two weeks so here goes:rolleyes:

Today I will :

• Check online banking and see what DD's etc hve come out whilst I have been away
• Update spreadsheets of spends:eek:
• Get OH to do some hokey cokey whilst I am at work
• see what DD has left uneaten in fridge etc and make storecupboard lunch and tea
• call parents from work
• charge phone at work
• check garden and greenhouse in lunch hour and see what has been growing whilst we have been away
• catch up on some more mse threads
• find birthday gift and card for friend from stash
• cross some things off my 101 list which have now been done:D
• update blog
• apply for new passport for DD so she can have free holiday with in friend's parents place - although passports now cost loads:rolleyes:

Thats all for now, will catch up with you all in a while.

Have a great day everyone - hope someone gets some sunshine:D

DawnW

Morning SM and all who follow :hello: (waves weakly as no energy for a star jump this morning .

Glad to see you back all sparkly from your hols - hopefully some of it will rub off! Didn't sleep hardly at all last night because I was stressed out because of work :mad:

My OH says I am completely bonkers, as I am being made redundant in 8 weeks and already have another job to go to. It is really being piled on for these last few weeks though :rolleyes: I can't help worrying about getting everything done and doing a good job though even at this stage :rotfl:

Anyway, today I will:

Work, work, work (again)

Check online banking (done)

See to plants and animals - can't have anything dying on me!


Finish getting paperwork ready for accountant this evening (that doesn't help either!).

Tidy up a bit for when accountant comes - place looks like a bomb has hit it :eek:

Washing on line to dry if it stops raining, otherwise on airer (very elegant for visiting accountant :rotfl:)


Dash off later with multiple copies of thing that I have to get in for work by this afternoon before the deadline - I have no printing facilities at work, and they want 5 hard copies of a large document :mad: Sometimes I think I pay them for the priviledge of working there.

That's about it for me today, I will probably succumb to a takeaway tonight what with the deadline and the accountant, so not even HM meals :eek:

Having said that, I don't often (don't like them very much, and no good anyway if you are trying to lose a bit of weight )

Wish me luck everyone - and have a nice day :hello:

Chick2organise

Good morning everyone!

Good to see you back SM,

congratulations on having a new job to go to Dawn and your not bonkers, your just extremely dedicated which is a great asset to have, regardless of being made redundant or not, at the end of the day its not your fault the company is making cuts. Their the ones who will be loosing out not you and your still proving to them that they will loose out!!

Does anyone know if i set up payments from my bank to credit cards directly can they take money out from my account without asking if i am in arrears?

Anyway my DFW are:
Washing on 30 then dry on airer
Write letter to Cap one re late charges
send tax letter off recorded
do lots of work at work
get to the gym at some point - must loose weight and get into clothes i can not fit in! mse as wont need to buy now ones!

Have a wonderful day everyone!

Pippilongstocking

Morning all

Today
Check bank -again
Check hennies and plants - just like those above
Beef for tea yum made it last night
Lunch at home
Dogs to work and maybe to field in truck
Lots of writing before evil supervisor returns

Waves to all above and below - hope today is grand for you - sorry its not sunny SM - you must tell us all about your adventures and how many lovely things you saw
Dawn Goodluck today

Miss_Piggy_2

Morning all!

SM - good to see you back!
Dawn W - try not to let it get to you. ((hugs))

Healthy eating regime starts today - have joined in the old style weight loss thread to try and impel myself into it with some gusto! So today I will :

* Check on-line banking :eek:
* Do a foray in Sainsbugs for low fat breakfasts, salads etc
* Check out lovefoodhatewaste.com
* Check progress of ebay items
* Sort out some stuff for car boot the weekend
* Storecupboard dinner

Thats about it for today!

Miss P
xx

Candy0107

Morning All,

Hello Sophiesmum – 2 weeks went so fast!!!

Dawn – I would say that I am a bit like you (when I have had a job). At my last place (where I was really stressed out), I had to accept that I wasn’t going to get everything done, and left so many emails unanswered and other things to do but then I realised, why am I getting stressed out, they have wonderboy starting in 3 days, he can do it.

Please chill and try not to get so stressed.

Chick – sorry, I can not answer you, but someone more knowledgeable will be on here later

Today I have/will:
• Got up early (well, in my new world early is 8am)
• Read through this thread and posted here
• Done TAB scratchy £1
• Meals from stores
• Kept up with my food diary
• Take meds for PCOS (bought a new herbal remedy that should help) – part of 101 plan thingamy
• Off to the cinema with hubby (his treat hopefully) so need to do some snacks for that (grapes, carrot batons etc) and make sure that dinner is ready for us when he gets home from work
• Search for a job
• Update job search grid for date with the job centre tomorrow
• Wash clothes on a quickwash (3x Gym kits) – cant hang outside as it is raining
• Do college work
• Read the rest of yesterday’s posts on here
• If I get time, work on website
• Enter loads of comps online
• Check on veggies – we think that a cat (evil little things) has landed in our gooseberry plant and broken some of the branches (grrr). Counted what we were growing the other night (couldn’t sleep) and we are growing 25 fruits and veggies!!!
• Have a NSD (even avoiding the lottery website)
• Drink more water (aiming on 2.5l per day)

Think that is about it. Hello to all the regulars and new posters

Take care,
Candy xxx

SazM030306

Hello and good morning everyone!

Today, if it is dry, I will take the children to the park - free! We will have lunch at home and entertain ourselves for free.
Infact I could plan for a NSD today!
I have some college work to do later on.
Need to check bank account.

Have a good day :-)

Sarah
xxx

lianne1984

TO-DO LIST
*[STRIKE]Check emails / social networking sites[/STRIKE]
*[STRIKE]Do any surveys that come thru[/STRIKE]
*[STRIKE]Check online banking[/STRIKE]
*Check for any decent freebies
*Do @ least 3 comps & Glamour daily comp
*If time, some STP
*[STRIKE]General daily housework[/STRIKE]
*[STRIKE]Iron washing from yesterday[/STRIKE]
*Clean fridge
*Start packing for weekend away
*Meals @ home
*Low Spend Day
*[STRIKE]Jobs Day - check for any new jobs[/STRIKE]
*Do some form of exercise as no gym this week!

my_mess

For me today :

- working for the day
- done clickies (will do scratchies soon)
- meals from stores tonight
- low spend day - only bus fares
- checked online banking --- aarggh ! Awful
- waiting for CCCS pack
- do 25 comps online
- washing on low temp and will air dry

Got to go

---

have a good day everyone

WelshWoofer

Morning all!
Back to wet cold and windy here oppp north!

My little list for today....

• Eat brekkie at home
• take lunch to work
• make tea from fridge/cupboard - OH out watching the footy so can use up bits and pieces
• stick to diet!
• walk dog for free exercise
• do one load of washing and dry on airer
• check banks - all ok
• send no claims form to new car insurance people
• start getting things ready for work trip
• do some work - rather lacking in motivation as I'm leaving - ssshh! no one knows yet!
• do any surveys sent to me - only need 1 or 2 to get the next £10 Mr T voucher
• sulk about going away with work (last ever time!!)
• look into cancelling setanta sports

That's it for today...

Have a good day - good luck Utd!

pixiechick99

Morning all - Nice to see you back Sophiesmum, I'm not surprised you miss the sun:o
Rainy here too today, hope it brightens up for my youngest dd's 10th birthday tomorrow....it rained last year on her birthday

Anyway, here's today's plan.....

• check banking....thank god TCs go in tomorrow;)
• daily scratchcard....booooored of that sill fish with lippy on:rolleyes:
• Take dd2s friends home from the sleepover - NEVER again will I have an extra 3 10yr olds to sleep:eek:
• Go to town, minimum length car par stay and go to optician (girls appts so free)
• Buy dd2s last 2 birthday presents
• wrap all her presents tonight, banners up etc
• bake a cake to take to my sister's tomorrow
• make samosas for our party tea tomorrow
• finish next week's meal plan and write list to go with it
• hoover my house
• ironing :mad:
• meals from what we have in - chicken pasta bake tonight, leftover meat from Mon roast
• pack our bag ready to go to my sister's tomorrow
• enter daily Glamour and Galaxy comps

That's all for now:T