I got declined by Barclaycard Intital! Why?

Rose123

Andy_Ches wrote: »

Have you SAR'd national hunter? ive put a thread up to see what kind of info they come back with

Could you send me a link to your thread!!!!

Thanks hun

x

Rose123

never-in-doubt wrote: »

I'd be prone to agree but they only use last 6mth data and at most the last 12mth so could be/could be just their scoring methods.... something isn't right but I guess Aqua detect and score missed payments as a bad thing cos they are considered sub-prime and missed payments is bad to them....

Personally, i'd try another issuer and not spend the £40 just yet SARing the FPA's - could be a waste of money at this stage.....

I wont SAR them just yet, I will appeal to see what they say first!

never-in-doubt

Andy_Ches wrote: »

Have you SAR'd national hunter? ive put a thread up to see what kind of info they come back with

so have we - lol, its already showing a photo etc.... look here mate:

http://forums.moneysavingexpert.com/showthread.html?t=1576035

never-in-doubt

Rose123 wrote: »

Could you send me a link to your thread!!!!

Thanks hun

x

Here is our thread: http://forums.moneysavingexpert.com/showthread.html?t=1576035

N Hunter looks like this: http://forums.moneysavingexpert.com/showpost.html?p=20091675&postcount=16

Rose123

Thanks NID

never-in-doubt

Here is cifas data and experian DA: http://forums.moneysavingexpert.com/showpost.html?p=20183243&postcount=45

Also, the cra's dont always comply with SAR and you have to fight, like here:
http://forums.moneysavingexpert.com/showpost.html?p=20689837&postcount=55

If you read the whole thread - its not too long - you'll see where i've explained what data each holds about us and the way they all work.... its good reading lol

Andy_Ches

but how will I get an SAR of N Hunter, the utility bills are not in my name ?

Rose123

I have all day, lol

Andy_Ches

Andy_Ches wrote: »

but how will I get an SAR of N Hunter, the utility bills are not in my name ?

lol, I could drive to N Hunter it's only up the road

never-in-doubt

Andy_Ches wrote: »

but how will I get an SAR of N Hunter, the utility bills are not in my name ?

eh? what does utility bills have to do with anything? lol