catalogue accounts

seeya23

Bosie wrote: »

Hi seeya, I am surprised the wait for this toaster,I use my cookers grill but I forget and the smoke alarm is forever going off.

my oh order somethink it took 6 weeks

cifpower

seeya23 wrote: »

yes you can use any of home shopping direct sites apart from jacamo

I use my Premier Man account to shop from Jacamo

just_about

Hi Guys,

Just a quick question. Have 2 accounts with SDG grp and 2 with JD Williams grp and quite a few credit cards and bank accounts. Anyway to cut it short few days back requested for an catalogue from freemans and on the site it said that the order was being processed. Anyway called them up and they said I wont get credit checked for the catalogue, and they'l only credit check me to give me a credit account at point of my first item order.

Anyway just recieved a catalogue from freemans where it said my estimated credit limit £600 subject to final checks. I am planning on placing a order now, so was wondering can i still get refused by freemans for an account or do I pretty much have it in my kitty? I have a default on my file from abt a year ago but rest of my file is like clean, and also have got all these catalogue accounts and a credit card just a couple or so months back (after the default was registered).

Am Kind of confused. So any help will be appreciated !!

Brian1966

just_about wrote: »

Hi Guys,

Just a quick question. Have 2 accounts with SDG grp and 2 with JD Williams grp and quite a few credit cards and bank accounts. Anyway to cut it short few days back requested for an catalogue from freemans and on the site it said that the order was being processed. Anyway called them up and they said I wont get credit checked for the catalogue, and they'l only credit check me to give me a credit account at point of my first item order.

Anyway just recieved a catalogue from freemans where it said my estimated credit limit £600 subject to final checks. I am planning on placing a order now, so was wondering can i still get refused by freemans for an account or do I pretty much have it in my kitty? I have a default on my file from abt a year ago but rest of my file is like clean, and also have got all these catalogue accounts and a credit card just a couple or so months back (after the default was registered).

Am Kind of confused. So any help will be appreciated !!

Freemans can be hit and miss so hard too say as to whether you WILL get the account. I placed an order online last year and got rejected though wasn't on electoral roll and had little positive history so possibly didn't help.
They check Experian on receipt of order so all you can do is try.
A couple of members on here have successfully appealed a rejection by Freemans/Grattan so even if they do say no ring them up and you may get it overturned.
Good luck...come back and let everybody know :T

never-in-doubt

Brian1966 wrote: »

Freemans can be hit and miss so hard too say as to whether you WILL get the account. I placed an order online last year and got rejected though wasn't on electoral roll and had little positive history so possibly didn't help.
They check Experian on receipt of order so all you can do is try.
A couple of members on here have successfully appealed a rejection by Freemans/Grattan so even if they do say no ring them up and you may get it overturned.
Good luck...come back and let everybody know :T

Morning early bird! What a sad life, on here at crack of dawn (both of us lol)........

Good advice, I got same letter etc with an estimated limit of just £200 - lol, never sent anything off though - I might do, just to see what happens! :T

Brian1966

never-in-doubt wrote: »

Morning early bird! What a sad life, on here at crack of dawn (both of us lol)........

Good advice, I got same letter etc with an estimated limit of just £200 - lol, never sent anything off though - I might do, just to see what happens! :T

I know..terrible isn't it...on late at night...on early morning....Am I an addict???
Good morning by the way, off to work now :mad:
Catch up with you later

never-in-doubt

Brian1966 wrote: »

I know..terrible isn't it...on late at night...on early morning....Am I an addict???
Good morning by the way, off to work now :mad:
Catch up with you later

haha - I know the feeling mate, i've had a few nights off - need it as my poor fingers get sore :eek: The Mrs goes mad when I can't, ermmm, perform properly :eek::eek:

Catch you laters - have fun with the screaming brats matey!

Brian1966

never-in-doubt wrote: »

haha - I know the feeling mate, i've had a few nights off - need it as my poor fingers get sore :eek: The Mrs goes mad when I can't, ermmm, perform properly :eek::eek:

Do you need a hand? or two?? :rotfl:

just_about

Brian1966 wrote: »

Good luck...come back and let everybody know :T

Thanks Brian, will do that. However am thinking how can they give you an estimated limit without evevn contacting a CRA !!
Also have had too many searches in the past 3 months or so, which have bought my score right down !! So as it is not a sure shot thing , so thinking about giving it a miss :rolleyes:

Bosie

never-in-doubt wrote: »

haha - I know the feeling mate, i've had a few nights off - need it as my poor fingers get sore :eek: The Mrs goes mad when I can't, ermmm, perform properly :eek::eek:



Mmme, your mind is on the posters, the help and insight you give is great!