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could i reclaim my bank charges ? please

basically, my bank account was empty but i had a standing order on its last month

they charged me 30 pounds, natwest, because the standing order couldnt be payed out,

can i get it back ???

and , how could i get the 30 pounds back, what do i do ??????

is that even a bank charge that a described ? and if not, how do i claim that 30 pounds back, whatever it is, bank charge or not

:money::money::money::money::money::money::money::money::money::money::money::money:

Comments

  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    You need to find out if you have a bank charge first. If you have then ask the bank if they will consider a one off gesture of goodwill payment(I would cancel the standing Order). If not then it's the standard reclaim method here.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • b3nton
    b3nton Posts: 254 Forumite
    I recommend going into a bank and telling them you have no way of paying the charge. Ask them if there are any other options and you're broke etc etc.

    I have found face-to-face people are much more sympathetic. Especially if you do puppy-dog eyes i21-14.jpg
  • fuggles_2
    fuggles_2 Posts: 15 Forumite
    ive payed it back

    but i want the money back
  • Hailz86
    Hailz86 Posts: 340 Forumite
    are you trying to claim for just one charge? x
    2012 Wins - Danepak Fridge Magnet, £20 Just Eat Voucher, iTunes Song Download, Yellow Toaster and Kettle, Thorntons Bunny, 6 Months Gym Membership, £250 Multipower Products, 3 X Dalepak Vouchers, 10 minute sunbed session, Lucozade Sport, 2 X BMI Flights, Android Zeemote,
  • noelphobic
    noelphobic Posts: 2,297 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    fuggles wrote: »
    basically, my bank account was empty but i had a standing order on its last month

    they charged me 30 pounds, natwest, because the standing order couldnt be payed out,

    can i get it back ???

    and , how could i get the 30 pounds back, what do i do ??????

    is that even a bank charge that a described ? and if not, how do i claim that 30 pounds back, whatever it is, bank charge or not

    :money::money::money::money::money::money::money::money::money::money::money::money:

    ask the bank if they will give you the charge back as a goodwill gesture and try to make sure you have money in the account in future when you know funds are due to come out.
    3 stone down, 3 more to go
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