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Please help me !!!
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My report is absolutly spot on i only have 0s (up to date) and us ( account still being det up) so this is perfect. the orange one shows all payments were upto date. The 22 applications are my problem.0
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yes
unless EGG or cahoot come up trumps i guess you can only wait for a while.0 -
What are the chances under the circumstances? should i write to orange asking for an explanation in writing and attach it to my egg and cahoot letters??0
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sounds good to me ....but do one at a time0
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Personally I wouldnt bother trying to get a loan or anything for at least six months the thing is by applying for so many the banks will think ( regardless of why youve been turned down) is that you are panicking.
Take a step back,. Someone else on here did some sums. If you do have 389 a month to pay off in addition to what you already are doing, then surely that is preferable to having another loan on top of the interest on the current debts?:beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:0 -
lynzpower wrote:Personally I wouldnt bother trying to get a loan or anything for at least six months the thing is by applying for so many the banks will think ( regardless of why youve been turned down) is that you are panicking.
Take a step back,. Someone else on here did some sums. If you do have 389 a month to pay off in addition to what you already are doing, then surely that is preferable to having another loan on top of the interest on the current debts?
If I was to appeal, and was unsuccessful, would that go against my credit report???0 -
Anyone any ideas please???
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Anyone!!???0
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If you're appealling against a recent application/refusal, then I'd have said probably not. If it is recent, they shouldn't need to do another search on your record, and refusals aren't noted on your credit file anyway - only the search is.
Don't know for sure though Highest Debt (Sept 04) -> £41,300
Debt Free - August 2006!!
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Thanx for reply, i had to keep nagging as my post was going to page 3!!!
Sounds logical tho! I phoned my Credit card companies today and they cant do anything with the rates!!
I have a letter ready to go to cahoot with my credit report and letter from orange (regarding th error). I think i have a good case. If this goes through i can be looking at debt free April 2008!!!! :j
If not then Ill have to kill the credit cards ASAP and pay the price for it!! :eek:0
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