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  • Thank you for responding. I don't earn any where near £116 a week, it doesn't seem like I should be formally employed. I think it looks like a wage because she references the transaction with the company name and the amount is exactly divisible by the minimum wage.

    So I should I say I am supported by a third party or that I am employed?
  • Savvy_Sue
    Savvy_Sue Posts: 47,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    arc1699 wrote: »
    Thank you for responding. I don't earn any where near £116 a week, it doesn't seem like I should be formally employed.
    There's a difference between you being formally employed, and your mother being required to register as an employer. It looks as if your mother is not required to register as an employer (if you are the only person she's paying), because the payments she's making to you are under the threshold which makes that necessary.

    But that doesn't mean she's not employing you. If you weren't available, would she need someone else to help out?

    If she has an accountant, has she spoken to them about the arrangement?
    arc1699 wrote: »
    I think it looks like a wage because she references the transaction with the company name and the amount is exactly divisible by the minimum wage.
    Well, yes, but I'm not sure if the first thought of whoever was looking at your application would be to divide regular payments by the minimum wage ...
    arc1699 wrote: »
    So I should I say I am supported by a third party or that I am employed?
    I'm afraid I don't know. If it will let you submit it saying you are employed but without a PAYE reference that would be the obvious way to go.

    Just checking: are you an independent student, or is your parental income also being assessed? Because I'm out of date here, but certainly when my boys were students, their income would be asked for, but was irrelevant to the calculation because their loan / grant was based on our income.
    Signature removed for peace of mind
  • I posted this in the main Student forum. But maybe it's better here.

    So my Son is in his 1st year at Uni now and the maintenance grant was based on my earnings in year 2016-2017.

    Now when he starts his 2nd year in Sept. What years Parental income will they use?

    The reason I ask is because my Income was a fair bit higher in 2017-2018 but this tax year 2018-2019 will be significantly lower, by more than the needed 15%, on both the previous years.

    Will I be able to ask them to use 2018-2019 Income so that he receives higher maintenance grant?

    Hope that all makes sense.
  • Ed-1
    Ed-1 Posts: 3,958 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    stulaunch wrote: »
    I posted this in the main Student forum. But maybe it's better here.

    So my Son is in his 1st year at Uni now and the maintenance grant was based on my earnings in year 2016-2017.

    Now when he starts his 2nd year in Sept. What years Parental income will they use?

    The reason I ask is because my Income was a fair bit higher in 2017-2018 but this tax year 2018-2019 will be significantly lower, by more than the needed 15%, on both the previous years.

    Will I be able to ask them to use 2018-2019 Income so that he receives higher maintenance grant?

    Hope that all makes sense.

    You mean maintenance LOAN? Yes
  • Ed-1 wrote: »
    You mean maintenance LOAN? Yes

    Yes, sorry, maintenance loan.
  • Ed-1
    Ed-1 Posts: 3,958 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    stulaunch wrote: »
    Yes, sorry, maintenance loan.

    Yes is the answer to your question
  • Savvy_Sue wrote: »
    There's a difference between you being formally employed, and your mother being required to register as an employer. It looks as if your mother is not required to register as an employer (if you are the only person she's paying), because the payments she's making to you are under the threshold which makes that necessary.

    But that doesn't mean she's not employing you. If you weren't available, would she need someone else to help out?

    If she has an accountant, has she spoken to them about the arrangement?

    Well, yes, but I'm not sure if the first thought of whoever was looking at your application would be to divide regular payments by the minimum wage ...

    I'm afraid I don't know. If it will let you submit it saying you are employed but without a PAYE reference that would be the obvious way to go.

    Just checking: are you an independent student, or is your parental income also being assessed? Because I'm out of date here, but certainly when my boys were students, their income would be asked for, but was irrelevant to the calculation because their loan / grant was based on our income.

    I am not the only person my mum employs. Paye reference number is required to submit so I should probably say I'm supported by a third party.

    I've graduated. When I was at university it was based on my mum's income
  • silvercar
    silvercar Posts: 49,611 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    arc1699 wrote: »
    I've been asked to update my employment details. I am not in full time employment but I sometimes work for my mum. I don't have a paye reference number. If I say I'm supported by a third party, bank statements are required as evidence. My mum pays me minimum wage for a few hours a week so I'm worried they think I'm lying as the bank statement will look like I have a wage.

    Sounds to me like you are earning. You do work, you get paid for that work. The only thing that suggests you don't is that it is your mum giving you the money.

    How does she account for the money she pays you? If it is as business expenses/ costs/ pay then you should do the same.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • Savvy_Sue
    Savvy_Sue Posts: 47,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    arc1699 wrote: »
    I am not the only person my mum employs. Paye reference number is required to submit so I should probably say I'm supported by a third party.

    I've graduated. When I was at university it was based on my mum's income
    Ah right. So this is about when you're due to start making repayments, which isn't going to happen for a while yet. In that case, I don't think it matters, because you are not going to hit the threshold for making repayments.

    And unless you have other taxable income, this isn't going to be a problem this tax year. However, given that I imagine you are hoping to find work soon, you do need to be aware that anything you earn from your mother IS taxable, and needs to be added to anything you earn in a regular job. Which becomes potentially difficult if your mother isn't giving you pay slips and hasn't put you on the payroll.
    Signature removed for peace of mind
  • Hi. Not sure if this is the correct thread but can you help?
    We signed our 18 year old daughter up for a 12 month Pitman course using a payment plan. However due to suffering panic attacks she was unable to complete the course after 3 months. The college has said that we have to continue with the monthly payments and they will hold the course open until she “recovers”.

    Is this correct?

    Thank you
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