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**The BB's happy birthday daily chat thread Tuesday 19 May**
Comments
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(Land_of)_Maz wrote: »your granny must have been posh, like snaggles mum!!
:rotfl::rotfl::rotfl::rotfl:
They weren't posh although I don't think they have ever had major money worries.
My Mum used to warm my little sister's bottles up in the microwave, and she was born in 1980, so I guess that's when they first got one. I would have been 6.
It was a massive, ugly looking thing though!!"I wasn't wrong, I just wasn't right enough.":smileyhea97800072589250 -
sally ~you may well be surprised at the tax credits.
Do u work 16 hours?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
Whose name are the debts in sally?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
Bookie, Long term
Beanie Debts are 1 Joint, 1 Mine and 1 His (I cleared the other large one in my name first
)
I don't work 16 hours at the moment, averages out at 15.25 but I know my boss would give me the extra hour if it meant I could claim because she is nice like thatI'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
Finally Debt Free...0 -
Why dont you pop on to entitled to sally & put your figures in?
You may be surprised I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
Sal, if it helps, this is my SOA based on working 16 hours per week (I'm not partiularly asking for comments on it but if anyone wants to kick my butt for my mobile bill, feel free :rotfl:). It might give you a vague idea:
Income- Salary - 380.00 (pension, childcare and sharesaves deducted at source)
- Maintenance - 150.00
- Child Benefit - 132.00
- Child tax credit - 573.00
Outgoings- Mortgage - 250.00
- Council tax - 65.00
- Electricity - 60.00
- Gas - 55.00
- Water - 30.00
- Telephone/Internet/TV - 60.00
- Mobile - 45.00
- TV Licence - 12.00
- Grocery shopping - 290.00
- Petrol - 60.00
- House Insurance - 18.00
- Life Insurance - 21.00
- Contact lenses - 13.00
- Lottery - 5.00 (work syndicate - can't leave mid-year)
- MRP - 12.00
- Charity donation - 5.00
- Childrens savings - 20.00
- Childcare - 40.00 (Holiday care for Ryan averaged over 12 months. Natasha's nursery fees are deducted from salary)
Disposable income - £184.00"I wasn't wrong, I just wasn't right enough.":smileyhea97800072589250 -
Thanks Snags that gives me a rough Idea...although I would be able to apply for housing tax benefit and Council tax benefit as I pay rent so imagine the child tax credits would be less...oh and I only have 1 child so it would be considerably less than that :eek:I'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
Finally Debt Free...0 -
right must crack on, will catch up with you later I'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
Finally Debt Free...0 -
thankyou
:o:o:o
I have horribly slow internet connection today for some reason - it's taken me half an hour to get to this point of reading the thread!
I am off back out to meet with a friend who is leaving the area today
which is a bit sad really but it will be nice to see her and we are having cake and hot chocolate in the restaurant in the park :T
I will be back later.
thankyou again
xxxxxx
"Stay Wonky":D
:j:jBecome Mrs Pepe 9 October 2012 :j:j0 -
Yeah, the birthday girl!
Happy birthday BB! have a great day
...Linda xxIt's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
We dont count all the runners ahead of us & feel intimidated.
Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.0
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