Virgin Credit Card Application Advice

kegan5

nevermind!

SwissLe

Without sounding rude, how do you intend to settle the balance during the promotional period if you cannot meet the minimum payments of a card?

I would either look at your finances to see if it is a possibility to pay off the debt by the end of the 16months and if it is apply. If you don't think that it's possible to pay it off look towards a low rate life balance transfer card. Otherwise you are constantly switching cards around and paying transfer fees on these promotional cards. It will be much less stress and enable you to pay it off when it suits.

smytt

Brian64 wrote: »

I got instant acceptance.
Applied early afternoon as i find you have better chance of instant decison during working hours.

Hmmm I applied late on Saturday night, it didnt tell me whether or not i had been accepted, I wouldnt see why I would not have, I think my rating should be good but my total amount of debt isn't so great! Hopefully i should hear soon.