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Bit of a ramble.. sorry
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He should learn that if he is to live with/marry a woman,he has to do as he is told.0
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Ask him if he thinks it's fair that you don't have the same amount of disposable incoe each month.
If he gives you some excuse as to why he needs more, then tell him if he has all this spare income he needs to put that to bills so you both get an equal amount.
Having your own half of the car insurance to save is a bit silly, class it as a bill and put it in the bill pot, and adjust spending money accordingly.0 -
Hi
Firstly I think you need to give yourself more spending money. Its great to pay off debt but you have to enjoy life. Next if DH cant save himself do what I did. I knew what DH earned, worked out the bills and how much I wanted saved, then gave him this a round figure. Each month this set amount dd into my account (we keep seperate accounts - my choice) and he has a bit of spending money. When rates increased or he got a pay rise just increased the amount he had to pay. This way he knows the money in his hand is his to spend as he wishes.0 -
Has the level of sacrifice been fairly split? By which I mean e.g how long did your husband support you both while you were at uni etc? If I had supported someone, for exmaple for three years of university, and then as soon as the financial pressure was lifted the rules changed, I think I could understand wanting to blow off steam by spending a little on himself, but it's hard to tell from your post whether this is a possible cause of his wanting to keep some money to spend frivolously?
I do think that it's unreasonable to expect your husband to live on £4.50 a month spending money - I can understand that there is an element of satisfaction to saving and cutting back expenditure which you clearly have, but if your OH doesn't feel that, then attmpeting to limit his spending might just make him resentful. You're obviously doing a good job of managing the finances, but if it comes at the expense of all your family fun then it's probably not worth it.
That being said, it's clearly time for a review of the split between the two of you - whether or not he may have a good reason for feeling as though he deserves a reward for his efforts, if you feel that the situation has become unfair, you need to address it otherwise you'll end up falling out and not evnjoying the fruits of your savings at all!0
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