Saturday/Sunday 16th-17th May - What small DFW things have you done today?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Good morning gang - thought I'd post this to get us going.....hope Mogchops isn't doing the same as I type;)

Woke up early today so sat in bed with laptop and a cuppa...what a relief when I rememebred it was Saturday!


Here's my list....

• check banking
• daily scratchies
• write next week's meal plan
• write list to go with said meal plan
• Go to town - park and ride, much cheaper and less petrol
• hoover downstairs
• clean bathroom
• list more on ebay (up to 22 now:j)
• ironing
• washing is on quickwash - probably go on airer today:o
• Bags of soft toys from girls room up the attic (or on ebay:rotfl:)
• sort out paperwork thats hanging around
• take drinks to town for girls

and this isn't DFW but....buy indian takeaway for us tonight;) (have got rice leftover from last night to add to the takeaway rice so willsave money on one portion!!)

Anyway....have a lovely Saturday:D

talliedebtbuster

GOOD MORNING!
Thank you all for the lovely messages yesterday re my flat. A few hiccups but all resolved it seems and should go through all okay Monday.

So today I will:
Am at work on overtime, that’s £90 to add to the kitty
Have brekie, lunch/dinner from stuff I brought in
Free fresh water, tea at work
Keep busy here, read some articles if I can to catch up on uni work
Search for freebies
Make flat list – lots of offers for things so far and im going to use freecycle.com to gather bits if I can
Organise my Ireland trip…ive had a paper accepted to present at UCD Dublin…bad timing finances but im going to do this as cheap as chips…stay on campus shared accommodation cheaper..it will help me get some extra work I hope too.

CLEOSUM…WELL DONE!!! CONGRATS!! THAT IS FAB!!!

Chick2organise

Good morning everyone, well not happy about this horrible weather, no chance of line drying washing today and if I wear flip flops my feet will get wet......

Anyway still only working on a small list and trying to be motivated!!! ive got to stay motivated!!!

hope your all ok and will have a wonderful weekend!!!!

my DFW today are:

• clean house - got family visiting today so best give it a clean!!
• post ebay bits
• go to supermarket to get a couple of essentials - can only spend £10 max as have £20 and need to put at least £10 petrol in -
• make list for shopping - use receipt from last sat to calculate before hand
• check oil and water in car

ooooo i can see blue sky coming out!! i may be able to get some washing done, if so that will be on 30 as always and quick wash!!!

remain positive, reman focused and try not to winge about the finances...... only brings me down!!!!!

xx

mogchops

Morning Mille & Tallie & everyone else who comes along!!

My lovely wonderful DDs let me have a lie in, I heard them creep down at 7am, then not another sound!! :jI got up at 8.15!! Bliss! Heaven!!!

Today...

- Check online banking (CB gone in hooray)
- Clicks & scratches
- Hokey cokey & on airer
- Got big list for Mr T - will stick to it and use MOCs
- To mums for lunch
- Got 4 birthdays coming up over next 4 weeks - need to think of cheapest way of dealing with them, without looking cheap, iyswim!!!!!

Have a lovely weekend everyone! xxxxxx

WelshWoofer

Morning all!
Yukky weather here in Manc too....

Have quite a bit to do today and had a really big sleep last night (not like me) so raring to go and get on with it.

• Walk my dog - done
• Walk Scooby the Great Dane
• Clean the house - will start when OH gets up not to wake him
• Do the shopping at Mr Ts - have a list written and will use the clubcard vouchers
• Tidy up pile of mail - done
• Hoover the car (if the rain holds off)
• Put expenses cheque in bank
• Check banking and move some cash around - done
• Walk my dog again!
• Do at least 2 loads of washing - will be limited by drying space
• Go out for a curry tonight with heavily pregnant friend
• Post DVDs back to lovefilm - done
• Put petrol in at Mr Ts for double clubcard points

That's it for today - it is Saturday!

Pippilongstocking

Morning ladies

I am snuck in my sneaky new office (spare bedroom) so dont tell anyone.......they will find me soon - shhhhhhhhhh

Today?????

Check bank again and dance if my scary loan is still <500
Meals from the cupboards
DD needs to make hobnobs
We need bananas and apples - well we don't NEED them but they would be nice
Post some parcels to pals very long overdue - whoops
Update diary
update electricity online
Put on jumpers rather than heater as tis horridd here
DD wants to go to library and charity shops so take out an hour to do that together
Got to go to lab and weigh willow dried nicely and cook some more
Bedroom needs hoovered
Darwin needs a drive and check his oil
Reorganise literature in folders its taking over
Write to my supervisor by email
Pick some flowers from the garden to put in the dining room and my new study free rather than bought
Think about planting more stuff in greenhouse, planted 20 bush tomatoes last night
Find a pot for sweetpeas and plant by the jasmine in the conservatory
Clear up the jasmine I horribly hacked down last night give it a feed and all will be OK :)Pot up more tomatoes and think about where to put the billions of squash, courgettes and I think 2 pumpkins
Write more of 101 list its on a pad beside me
HC prob not much as weather is crap
Walk doggintons
SLug hunt
Look at grass and think about cutting it
Get some hair dye from boots and undo the grey on my head presently there
Look at hair and think about getting it cut - you don't want to rush these things been and a bit years since my last hair cut
Do some batch cooking
Organise someone to help with my harvesting next week

*lost 1lb I think* - lol this is a slow process - 4 lbs to go til under <9st
(mind on I am the size of a gnat and currently am a bit chunky)

Waves to you all - must write some thank you cards for folks and send them so will look and buy them today

Ta for starting the thread and great to see you all

Pippilongstocking

:DMilly I thought only we did that:D

We usually either have rice ready at home (i cant tell the difference) or keep leftovers and use it - at £1.95 a tub of rice it all adds up

Chick - nice to see you up and happy today - hope weahter holds out

- money is like men, utterly unreliable if left to its own devices, tells you fibs, you constanstly need to keep an eye on it (even when its OK) and needs constant management to keep you happy:rotfl:

*said slightly tongue and cheek*

urg123

Morning Everyone

Hope everyone is okay- we had such good news on this thread yesterday. Hope we can keep the momentum going.





Here's my list for today:

• [STRIKE]Declutter spare room and get it ready for friends visiting tonight[/STRIKE]
• [STRIKE]Clean, clear and vacuum living room[/STRIKE]
• [STRIKE]Clean and vacuum h[/STRIKE]all
• [STRIKE]Clean and clear kitchen[/STRIKE]
• [STRIKE]Clean bathroom[/STRIKE]
• Food shop
• Visit DIY Centre and use 15% off voucher
• Storecupboard [STRIKE]breakfast[/STRIKE], lunch and dinner
• Carry on decluttering bedroom.
• [STRIKE]check ebay - I have my first three items finishing today[/STRIKE]. I sold my first two items today :j
• [STRIKE]scratchies[/STRIKE]

Be back to update later

urg x x

rc01

You guys were so welcoming yesterday, I'm back! Was having a low day yesterday but feeling ok today (so far!). OH is working, so it's just me and tiddler today so that may slow my jobs down - she likes to "help"!

1. Work out meal plan for week
2. Go to supermarket
3. Get all washing and ironing done for the week ahead
4. Take a load of rubbish to the tips
5. Calculate my SOA - very, very scared about this!

I think that's all I'll plan for today so that I can hopefully get that done and feel a sense of achievement rather than add more and be disappointed!

Hope you all have a productive and lovely day today.

Pippilongstocking

Sorry no manners - missed you yesterday - Welcome to rc01

Just think of your tiddler as 'your apprentice' - and if you need a hand hold later on with your soa - give us all a shout when you are about to do it - if someones around they will definately make sure your hand is held.

I posted mine scary, some of it hard to hear - but its really made a difference

I was 300 a month deficit before i posted mine so good luck

How old is tiddlerchops? Too small to do the washing up but still small enough to fit up a chimney?

My two use to 'dust away the snow (dust) for the fairies whist looking for fairy footprints' - evil mother

*jokes* Waves hello

rc01

Thanks Fayjmck I'm finding it hard keeping up with everyone, but I'll soon remember names and stories!! My DD is 3 1/2 so has to help with everything!! She likes food shopping cos I get her to find things. I may have to put a DVD on for her when I do my SOA - bad mummy, but it is for the greater good of our family!!!

I know there's going to be a deficit, I'm just not sure I want to actually know how bad it is! I am in denial! Thanks for the hand holding offer.

xx