SS's Debt Diary!

iwanttosave_2

Well done hun

Actually while your here My credit cards min payment this month is £23 but I have withdrawn some winnings from a blackjack site of £30 on to my card so does that mean I dont have to pay my credit card bill this month if I dont want to?

southernscouser

iwanttosave wrote:

Well done hun

Actually while your here My credit cards min payment this month is £23 but I have withdrawn some winnings from a blackjack site of £30 on to my card so does that mean I dont have to pay my credit card bill this month if I dont want to?

Did you deposit from your credit card to your casino account? If so I imagine this will only count as a refund so you will still have to pay the minimum payment!

Besides you should be paying the card of in full each month! Don't fall down the slippery slope! :rolleyes:

iwanttosave_2

southernscouser wrote:

Did you deposit from your credit card to your casino account? If so I imagine this will only count as a refund so you will still have to pay the minimum payment!

Besides you should be paying the card of in full each month! Don't fall down the slippery slope! :rolleyes:

I said if I wanted to Bit of a tight month at the mo

In fact I was thinking of starting my own spending diary, I did the bedget planner the other day and after all the bills are paid we are left with £1,200 a month and I dont have a clue where it goes

southernscouser

iwanttosave wrote:

I said if I wanted to Bit of a tight month at the mo

In fact I was thinking of starting my own spending diary, I did the bedget planner the other day and after all the bills are paid we are left with £1,200 a month and I dont have a clue where it goes

Then you should definately start a spending diary! :rolleyes:

iwanttosave_2

southernscouser wrote:

Then you should definately start a spending diary! :rolleyes:

:think: Gee you think so

I would proably forget most days though I know where most of it is going at the mo, the last two weeks we have been SKINT had to raid the penny jar and cash £50 of that in the docs wouldnt back date chauffs sick note so we have had to go two weeks being £350 down each week and having to live of my wages and tax credits. The holiday was supposed to have been paid last week but thankfully they have given us an extention coz of chauffs health stuff, so thats £250 I have to pay out this week :wall:

My god I need this holiday.

I dont get it, in the last house we were on less money, paying out more but we were better off than we are now I think you just get blasé about spending sometimes and things just slide.

Doesnt help that my kids insist on growing so I have to keep buying them new clothes (selfish little sods :rolleyes: )

Wow look at that, I had a bit of a rant there

whatamess_2

southernscouser wrote:

Very! Wanna see a pic?

I would like to say yes.:rolleyes: But live in fear of what image you could hunt down.:rotfl:
Messy

ms_london

southernscouser wrote:

Look we all know your only kidding yourself! :rolleyes:

You just haven't had your :idea: moment yet!

:rotfl: :rotfl: :rotfl: :rotfl:

Keeping telling yourself that hun :rolleyes: !!

Just kidding!

:iloveyou:

southernscouser

Zero spendo poundo todayo for meo! :dance:

southernscouser

Just had a look at my bank account and am already in my overdraft! :doh:

But when I got paid I was £439.17 overdrawn (May was a bad month) and after all my DD's have gone out I'll only be £259.47 O/D. This also includes the £120 I paid for my court fees to reclaim my bank charges so really it would only be £139.47 which is pretty good going. Means I've reduced my O/D by £299.70! :j

However, I will need to fill up my car at some point before I get paid again which is 2 weeks away so that will be £45 odd!

And I've no doubt money will be spent elsewhere but I have got £20 odd in my wallet so I'm gonna try and keep the O/D to under £300! :rolleyes:

bethom

Go you SS!!

I am sure you will manage to keep your O/D under £300.

Bet it feels really good to of reduced your O/D by that much, and slowly but surely it will reduce more and more.

Well done babe!! x