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SS's Debt Diary!

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  • jessicamb wrote:
    :grouphug:

    Bet that was nice and awkward but thats families for you icon9.gif
    Mums are worriers by nature - she probably didnt mean to have a go :confused:

    Think it's coz she's never had any debt. If she couldn't afford it she went without it! Why oh why couldn't I have her money genes! :rotfl:
  • jessicamb wrote:
    And you haven't explained the concept of partner accounts yet :confused:

    You could kick my @ss in a week with all those corals/totes still to do :D

    It's just opening a can of worms though hun! :o
  • jessicamb
    jessicamb Posts: 10,446 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Why oh why couldn't I have her money genes! :rotfl:

    Something to do with x and y chromosomes :confused:

    I hate to ask but are you sure she doesnt suspect something?

    There must be a behavioural shift between the spending and the thrifty years :confused: that she would have picked up on
    The early bird gets the worm but the second mouse gets the cheese :cool:
  • jessicamb
    jessicamb Posts: 10,446 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    It's just opening a can of worms though hun! :o

    I know what you mean - tbh if I lived with my parents I dont think I would do it too cos of all the junk you get - my mum would be paranoid :o
    The early bird gets the worm but the second mouse gets the cheese :cool:
  • jessicamb wrote:
    Something to do with x and y chromosomes :confused:

    I hate to ask but are you sure she doesnt suspect something?

    There must be a behavioural shift between the spending and the thrifty years :confused: that she would have picked up on

    I don't think so. My lightbulb moment kind of coincided with splitting up with my ex so the holidays would have stopped anyway which would account for a bit! I don't know to be honest. :confused:
  • Mrs_Sparkle
    Mrs_Sparkle Posts: 1,805 Forumite
    I know how you feel- I don't tell my parents anything about our finances but my brother tells them all his problems. My mother emails me complaining about my brother's reckless attitude with money and he's probably got less than half the amount that I have!

    BTW hubby got a £300 car bill yesterday so I recommended he got to grips with matched betting. After a 10 minute brief by me and then taking him through his Coral starter he is now hooked... wish I'd grasped it that quickly!
    Debt at highest May 2006: £27,472.24
    currently: £13,353.25
    DFW Nerd 178
    Proud to be dealing with my debts
  • jessicamb
    jessicamb Posts: 10,446 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I don't think so. My lightbulb moment kind of coincided with splitting up with my ex so the holidays would have stopped anyway which would account for a bit! I don't know to be honest. :confused:

    She probably thinks your saving for a deposit or something :rotfl: - if you start getting food processors and stuff for Xmas then you'll know.

    And heres a happy thought - your challenge matched betting profits could pay off 2% of your debt :T :T :T

    We've only been doing it two weeks so I reckon you could do 5% by Xmas :cool:
    The early bird gets the worm but the second mouse gets the cheese :cool:
  • jessicamb
    jessicamb Posts: 10,446 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I know how you feel- I don't tell my parents anything about our finances but my brother tells them all his problems. My mother emails me complaining about my brother's reckless attitude with money and he's probably got less than half the amount that I have!

    BTW hubby got a £300 car bill yesterday so I recommended he got to grips with matched betting. After a 10 minute brief by me and then taking him through his Coral starter he is now hooked... wish I'd grasped it that quickly!

    Is it wrong to want a partner for their partner accounts :confused: I dont even have a dog to get an account :(
    The early bird gets the worm but the second mouse gets the cheese :cool:
  • Mrs_Sparkle
    Mrs_Sparkle Posts: 1,805 Forumite
    You can have one of my cats Jess. They don't have up to date Maestro cards though.
    Debt at highest May 2006: £27,472.24
    currently: £13,353.25
    DFW Nerd 178
    Proud to be dealing with my debts
  • Mrs_Sparkle
    Mrs_Sparkle Posts: 1,805 Forumite
    Or....do what I did and get married. Change all your cards into your married name (Scouser, maybe?) but keep a credit card in your old name. Worked for Coral and I'm hoping it'll work for a few more when I manage to get the laptop away from hubby who's desperately trying to catch up with my profits.
    Debt at highest May 2006: £27,472.24
    currently: £13,353.25
    DFW Nerd 178
    Proud to be dealing with my debts
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