SS's Debt Diary!

southernscouser

Hey nerd number 3!

How you doing? Was wondering how you and moozie are coz I haven't seen you about for a while!

James240

hey nerds number 1 and 3 :hello:

southernscouser

Alright 007! :cool: :rotfl:

Hows it going mate? :beer:

kathfisch

southernscouser wrote:

Hey nerd number 3!

How you doing? Was wondering how you and moozie are coz I haven't seen you about for a while!

Hey hey! I'm alright thanks

Have been a bit miserable lately so been keeping myself entertained with freebies, competitions, pigsback and the like rather than spending money :T :rolleyes:

Always end up back on DFW though

Haven't seen moozie about for a bit either, hope all's ok!

*sorry to hijack just wanted to say hi!*

southernscouser

Well I haven't got much to report really.

Am waiting until the end of the month when my Tesco card will be clear to phone them up and see if they can offer me a good balance transfer rate. My suspicion is no and limit is only £600 but I will cancel it if not.

My Egg card is £5 in credit! :rolleyes: Will have to phone them and get it refunded. Am going to keep my Egg card because I use the Egg Money Manager which is really handy but my limit is only £500 now. Before my lightbulb moment it was £8,000 or something crazy! :eek:

Will then wait a month or so before applying for a new low life of balance card which if accepted (fingers crossed) will get my Capital One rate down. It's rather messy as some of it is at 3.9% and some at 12.9%! :doh: Hopefully I can get a 4.9% card!

Think things are going to be tight this month. Have got to work out what payments I have left to come out of my account. Really, really don't want to go in the overdraft, even by a penny!

Gonna have a big test next month when I have a week off of work! I always spend a fortune when I'm off! Either going fishing or buying takeaways coz I'm bored! Am gonna see if I can do some shifts at work and get paid for them!

Sorry it's a bit of a pointless ramble. Just helps to see it written down!

southernscouser

:doh: :wall: :doh: :wall: :doh:

Have just done my sums and I have exactly £114.01 to see me through to pay day in 20 days!

Out of that I have to pay mobile phone bill, roughly £35, get my hair cut £7, and petrol. Will probably be £40ish!

That leaves me with £32 which I should be able to manage on but got a bad feeling I'm gonna have to dip into my Budweiser bottle savings! :rolleyes:

Bothered!

Don't worry SS you are sure to think of something to help you through the month, you are doing so well :j and being below £30k is such a milestone that if you stray a little it is only natural.

Sleekit

southernscouser wrote:

My Egg card is £5 in credit! :rolleyes: Will have to phone them and get it refunded. Am going to keep my Egg card because I use the Egg Money Manager which is really handy but my limit is only £500 now. Before my lightbulb moment it was £8,000 or something crazy! :eek:

And don't forget Egg's anniversary offer - 0% on BTs for 5 months on the anniversary of you opening the card account!

southernscouser

Sleekit wrote:

And don't forget Egg's anniversary offer - 0% on BTs for 5 months on the anniversary of you opening the card account!

I probably won't use it for that though to be honest. Now they have reduced their limit on what they charge to transfer I think I'll pass on it!

Thanks for the reminder though!

James240

southernscouser wrote:

Gonna have a big test next month when I have a week off of work! I always spend a fortune when I'm off! Either going fishing or buying takeaways coz I'm bored! Am gonna see if I can do some shifts at work and get paid for them!

Sorry it's a bit of a pointless ramble. Just helps to see it written down!

Dont worry mate ur doing great :beer: and dont worry about it being a pointless ramble thats what ur diary is here for so you can see for yourself and others to help you out

Try and watch DVD's that u have that you havent watched yet, like the simpsons Boxsets u told me about altough im not sure if ou hae watched them all already :rotfl:

and if u can get paid work thats fantastic :beer: