SS's Debt Diary!

D&DD

Aw don't beat yourself up SS we all need a break sometimes from this lark and to be honest I don't think £100 a month is bad at all!! When I was your age I got through a lot more than that I can tell you..but I won't tell you what on :dance: I think you do so well to hammer off as much as you do each month you should cut yourself some slack sometimes hun..I'm sure there will be plenty of months to come when you actually pay off extra so it all evens out in the end As for the entertainment side of things ..like I told Jamesy I'm not that decrepid but I am a bit out of touch with that side of things..any help out there for this lovely young man peeps???

southernscouser

iwanttosave wrote:

Your doing great babe, you should make sure you enjoy your £100 a month otherwise you would just get p1ssed off with having nothing fun to do

Oi what are you doing over here? Get back in The Arms!

southernscouser

JAMIEDODGER wrote:

ss, would it be easier to take out £25 a week instaed? that way when youve spent it all technically its only 6 or less days til you get "paid" again

The reason I took £100 out at the start is that in a month you get the 4 weeks and then the odd few days.

I like the idea of being 'paid' every week though! :beer:

iwanttosave_2

Ok then

Bye

*sniff*

JAMIEDODGER

ss, i do that with my money, withdraw it on the monday and it has to last to sunday...makes me want to spend as little as possible and have loads non spends during the week so i have more left for the weekend!

southernscouser

Well I sent of a cheque this morning for £11.60 my Tesco CC and when my £15 direct debit comes out later this month the card will be clear! :j

Am finally seeing the fruits of my labour so to speak by clearing this card, Egg and Amazon (albeit by BT's )!

southernscouser

I've just cancelled my Amazon card!

They offered me 6.95% APR onntransfers but it was variable. My Capital One is a similar rate but is for the life of the balance so I'd rather keep with them!

But at least that is £5,300 wiped of off my potential debt!

southernscouser

The sounds cutting up the chip on a credit card makes is pucker! I'm fighting with the scissors not to cut them all up now! :rotfl:

southernscouser

Well I have been a busy bee tonight! :rolleyes:

For some odd reason in the 3 weeks I've had my Amex card they have increased my limit by £200! :j

So I've just transferred over another £180 from my Capital One card! :dance:

kathfisch

So much progress, well done :T

I used to like destroying my parents' old cards, i used to cut lots of cuts into them without actually cutting bits off. Then I'd bend all the cut bits all funny ways and make little 'card sculptures' that stood up!

Really was a strange child wasn't I?!

Anyway, sorry to hijack the thread, you just made me think about cutting up cards!

Well done on your progress