SS's Debt Diary!

kathfisch

southernscouser wrote:

Spent £25 today! :doh:

But had a good laugh and got plenty of sun! :rolleyes:

Bils don't start coming out until Friday whoch is really frustrating! I'm getting too impatient. I don't think I'll be able to keep this crap up to 2009! :eek:

Just so annoying waiting for stuff to happen. Like next month car service/mot, the month after is insurance/road tax. Still waiting on my refund for unfair bank charges!

Just want it all sorted so I know where I stand!

Hey chin up mate, you're doing well!!

Don't think about how long this may or may not be for, concentrate on the small steps and you'll be there before you know it! Who knows what'll happen in the next few years: refunded bank charges, payrises etc... it can only bring the date closer :T

Glad you had a good day in the nice weather

southernscouser

kathfisch wrote:

Hey chin up mate, you're doing well!!

Don't think about how long this may or may not be for, concentrate on the small steps and you'll be there before you know it! Who knows what'll happen in the next few years: refunded bank charges, payrises etc... it can only bring the date closer :T

Glad you had a good day in the nice weather

It's just so ****ing depressing Kath!

I'm still stuck at home! Stuck in the same boring routine! Can't do anything I want to coz I can't afford to! And what makes it worse is it's all my own doing and I hate myself so much for doing it! :mad:

I've only got 2 regrets in life and this is one of them!

aurora_borealis_2

Awww SS, At least you're tackling it.

What's the other regret?

PeachPickle

southernscouser wrote:

I'm still stuck at home! Stuck in the same boring routine! Can't do anything I want to coz I can't afford to! And what makes it worse is it's all my own doing and I hate myself so much for doing it! :mad: (

That goes for a lot of us, do you hate us all too?

Is it the payday blues? I know I get a bit depressed sometimes when I open my payslip and inexplicably I haven't been given a random 20k bonus. It's stupidly hard sometimes, but we're all here for you

Rikki

southernscouser

aurora_borealis wrote:

Awww SS, At least you're tackling it.

What's the other regret?

Tickling it more like!

It's quite pathetic to be honest!

When I was a kid (7 or 8 I think) I went to a Butlins type place. Can't remember the proper name. Anyway, they did a football tournament that lasted from Monday to Friday. Went everyday with my cousin and my team was doing really well. Anyway on the last day me and my cousin for some reason didn't really want to go so we made up some lame excuse about me falling over and hurting my knee so we just went back to the chalet.

Anyway, later that day I saw one of the kids in my team and he told me how our team had come first. He went and got the trophy everyone got and no lie it was nearly the size of him! I never got one and was gutted and to this day I've regretted not going on that last day.

I know I'm not sounding like it today but it taught me a lesson that will stay with me for life. Stick with it and don't give up. You never know what silver lined cloud will be there waiting for you!

Stupid eh?

kathfisch

southernscouser wrote:

It's just so ****ing depressing Kath!

I'm still stuck at home! Stuck in the same boring routine! Can't do anything I want to coz I can't afford to! And what makes it worse is it's all my own doing and I hate myself so much for doing it! :mad:

I've only got 2 regrets in life and this is one of them!

(((hugs)))

Sorry you're feeling so low :grouphug:

Regret serves a purpose hun, it makes us avoid the same mistakes in future, and that's exactly what you're doing. You're working your butt off to resolve the problem and you should be proud of yourself for that. There are so many other options you could have taken and you didn't - you chose this route and you've stuck with it far longer than many do.

As for hating yourself, there's never any need for that! Easier said than done, I know, and I don't mean to make light of it. But, for all the reasons above, you've no reason to hate yourself. Your money situation is what it is but that doesn't change who you are. Ok, so you can't go out and do the things you'd like to but when you're at the end of this journey you'll sure as hell never want to go through it again!! You can look forward to being able to do the things you want in the future, all saved and budgetted for, and enjoying them guilt free

That's not a stupid story about the football, its taught you a valuable lesson which you're now putting into practice! :T

aurora_borealis_2

southernscouser wrote:

I know I'm not sounding like it today but it taught me a lesson that will stay with me for life. Stick with it and don't give up. You never know what silver lined cloud will be there waiting for you!

Stupid eh?

Nope, with you all the way.

I'm like a dog with a bone ... never give up :T

ozzyfan_2

SS this is for you for keeping going & not giving up

Hope you're feeling more cheery soon

xx

Annie_Fanny

southernscouser wrote:

It's just so ****ing depressing Kath!

I'm still stuck at home! Stuck in the same boring routine! Can't do anything I want to coz I can't afford to! And what makes it worse is it's all my own doing and I hate myself so much for doing it! :mad:

I've only got 2 regrets in life and this is one of them!

Awwwww our poor little pumpkin! We do love you SS!

You say that you are stuck in a routine. Is there anything that you can do to relieve the tedium of this routine? Are you working towards anything - like how about setting yourself some short term goals? Could you take up a cheap hobby - one that might get you out meeting new people? Could you teach yourself new skills at home?

My short term goals at the minute are:
Learning to rollerblade (I've had a pair of rollerblades sitting in my cupboard for years - bought in the more affluent years!)
Teaching myself CAD (Must do some of that today but the weather is so lovely!)

Just a thought really - I think you need a distraction and something that will give you a sense of achievement in the short term...

It works for me anyway...

Annie
Xx