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Mortgage Reduction Beginner to Novice - The Show Begins

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Comments

  • Mortgage_Reduction_Novice
    Mortgage_Reduction_Novice Posts: 1,775 Forumite
    gallygirl wrote: »
    And a random tub with no label which may be soup.
    Lucky dip tub was stew (sauce only!) but handily I had a freezer-burnt bagel to dunk. Banana with no indication it used to be yellow and a rather pithy clementine.

    No pate, sorry Tilly. I did contemplate a pickle only sandwich though!
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    gallygirl wrote: »
    Slim pickings in my freezer would a handful of peas, spinach crumbs and random leek rings. Plus some 6 month old breadcrumbs. And a random tub with no label which may be soup. Or curry. Or casserole. Or none of the above. Happy to send over MRN if it will help :D.
    Mortgage_Reduction_Novice wrote: »
    Lucky dip tub was stew (sauce only!) but handily I had a freezer-burnt bagel to dunk. Banana with no indication it used to be yellow and a rather pithy clementine.

    No pate, sorry Tilly. I did contemplate a pickle only sandwich though!

    Really tasty combinations!:rotfl:love it...
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    shala_moo wrote: »
    Really tasty combinations!:rotfl:love it...
    Come on shala, 'fess up :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    megela wrote: »
    Nationwide's online banking is brilliant.

    I agree - although I don't have anything to compare it with
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • numptyknownothing
    numptyknownothing Posts: 153 Forumite
    Part of the Furniture Combo Breaker
    Nationwide online banking - its evil. You can check everyday (when I'm home - guilty) you can transfer amounts between accounts (guilty) and you can open savings accounts online (guilty) then you can look again after the transfers to see the new balances (guilty). And I wonder why I get nothing done!
  • lilyp
    lilyp Posts: 270 Forumite
    numptyknownothing wrote: »
    Nationwide online banking - its evil. You can check everyday (when I'm home - guilty) you can transfer amounts between accounts (guilty) and you can open savings accounts online (guilty) then you can look again after the transfers to see the new balances (guilty). And I wonder why I get nothing done!

    Sounds like my perfect night in.:rotfl: Ive already logged into my Co op account 3 times tonight. I dont know what I thought was going to change. I shall go and play with the mortgage op calculator instead :beer: :T:D
  • Mortgage_Reduction_Novice
    Mortgage_Reduction_Novice Posts: 1,775 Forumite
    You lot are spreadsheet/mortgage calculator/online banking fiddlers after my own heart!

    I've just finished reporting my 4 mystery shops for the evening - didn't get a G&T in the end!

    Will report my food shopping spending tomorrow. It was coupon-tastic but still a big shop.
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    lilyp wrote: »
    Sounds like my perfect night in.:rotfl: Ive already logged into my Co op account 3 times tonight. I dont know what I thought was going to change. I shall go and play with the mortgage op calculator instead :beer: :T:D
    I was with Egg, now it's YBS for mortgage. Excellent low rate but the best thing is their Money Manager - log into it and it logs you into all your bank accounts automatically - account monitoring for the idle :).
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Tiglath
    Tiglath Posts: 3,816 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Debt-free and Proud!
    Hi there - Tilly mentioned you've set yourself the challenge of taking in packed lunches to work, so I'm joining you on that one :)
    "Save £12k in 2019" #120 - £100,699.57/£100,000
  • lulabelle1
    lulabelle1 Posts: 2,704 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'm slight biased for reasons I shan't disclose (lol) but Nationwide really are fab. Not sure if you know, but they now have a rather super little iPhone app which is just brilliant!
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