📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mortgage Reduction Beginner to Novice - The Show Begins

Options
1202123252666

Comments

  • quintwins
    quintwins Posts: 5,179 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Brilliant news on the MS and text broker assignments. I have no idea what the latter is so will have a g@@gle.

    Two weeks of packed lunches is a big step forward and really does help the pennies. I had another person at work moaning about money today, WHILST eating a sandwich, pack of crisps, choc bar and drink :eek::eek::eek: purchased from the on site canteen.

    Madness

    Tiily x

    Tilly you made me laugh :rotfl: ps. my dogs called tilly, sorry:o to be fair she's the cutest cocker ever.


    MRN well done on the pack lunches and payrise, i'll off to have a read threw your diary.
    DEC GC £463.67/£450
    EF- £110/COLOR]/£1000
  • Well done MRN - brilliant to get a pay rise. Your great money saving tactics will make it stretch all the further too :T

    Fortune x
    Mortgage: 100% paid Emergency Fund: 100%
    A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais
  • Hi Tilly, BaconandEggs, quintwins and Fortune Smiles,

    I've got a cold so don't come too close!

    I'd recommend textbroker because you can build an author profile, select orders that you want to write about when you have time and payment/deadlines are clear from the start. Here's the link for the MSE thread on it - there's a lot of talk about star ratings on the thread, don't get too hung up on this - but if you decide to join take your time over the sample piece (planned, carefully worded, informative, with good S,P&G will get you a 4 star rating). Baconandeggs - the pay is no worse than mystery shopping, with looser time restrictions.I guess it depends how fast you can type/write and how much research you need to do to write on the ordered topic.

    I think I'll dump the pay rise money in my ISA... at least for the first few months.

    I've been inundated with supermarket vouchers - £4 off £40 and £7.50 off £50 but in all honesty I think I'll be spending about £20 each week on fresh stuff for the next few weeks by which time the vouchers will have expired. I must stay strong and resist this sales technique... spending more than I need to is what they want me to do!
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
  • Stay strong MRN - those vouchers are the devils work. We MSE folks know how to beat them at their own game though!! ;)
    May 2018 - £159k + £3.5K CC - let the countdown begin! :)
    March 2019 - CC gone and bye bye M2 on 31st! £140k to go.:j
  • quintwins
    quintwins Posts: 5,179 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    I like those vouchers, i always use them for things we acually need and if you spent £50 they'll let you use both, but they do mean you spend more than planned :( winter is def coming (brrr) and i don't go any futher than the farm shop up teh road in dec and lidl if they have a good deal so i'll be using any vouchers i get to stock up.
    DEC GC £463.67/£450
    EF- £110/COLOR]/£1000
  • They're for two different supermarkets. Plus I've already used two similar vouchers on big shops in the last two weeks and the new ones expire in the next two weeks.

    I think the best thing would be if I shred them then I'll have more focus on keeping the total small instead of aiming for a high target just to use the vouchers!

    Also I'm sure if I don't use them... they'll send me some more in the future!
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
  • ammonite
    ammonite Posts: 1,429 Forumite
    Part of the Furniture Combo Breaker
    Hi MRN well done for your payrise and your packed lunches :) I may look into textbroker as I like writing, thanks for the tip :)
  • Well done on pay rise - just shows we never know what's round the corner!
  • Well done on payrise...thats great news. :T

    Stick with the lunches, it really does make a difference.

    If I can resist the turkey mince at a bargain price, you can resist the call of the vouchers.;)

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • MRN, well done on your payrise and also your money-saving packed lunches. Every little helps!

    As far as the vouchers are concerned, I always give away vouchers which I won't be using to family/friends as it may come in handy for them in reducing their weekly spends. In return, I've been given vouchers they have received ranging from 50p off bread to £10 off £30 spend. :D I guess this is my best way to resist the call of vouchers :-)
    Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.