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Mortgage Reduction Beginner to Novice - The Show Begins

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  • Really? I'm not sure my rellies would be happy with a peg bag for Christmas. Although I've been getting car-boot-fodder presents from them for years!:rotfl:
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
  • downsizer3
    downsizer3 Posts: 683 Forumite
    I make pressis too- my daughter decorates wee boxes and we make sweets - make booze too ( requires the purchase of cheap voddy but goes down well!!)
    Hmm - starting to think of Christmas - slap me now! :o
    May 2018 - £159k + £3.5K CC - let the countdown begin! :)
    March 2019 - CC gone and bye bye M2 on 31st! £140k to go.:j
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    downsizer3 wrote: »
    starting to think of Christmas - slap me now! :o

    consider yourself slapped on the wrist!:rotfl:

    When you get towards the end of the summer (even though its never started!) you just can't help it...

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    Really? I'm not sure my rellies would be happy with a peg bag for Christmas. :rotfl:

    That thought occured to me as well! Although the pegbag does look fab.
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
  • I guess they wouldn't make a bad additional present... I could pretty them up a bit, make with different inner and outer fabrics and use childrens clothes hangers that are colourful.

    This one was specifically made quite neutral/unisex because Mr MRN is actually pretty good at hanging the washing out while I shower in the morning so I didn't want to discourage, he already gets stick from it off the neighbours!
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    This one was specifically made quite neutral/unisex because Mr MRN is actually pretty good at hanging the washing out while I shower in the morning so I didn't want to discourage, he already gets stick from it off the neighbours!

    What century do the neighbours think they're living in? :mad:
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Just had a phone call. After answering and a satellite delay (!) the caller asked "Can I speak to your Mummy or your Daddy please?"
    I went for "You'll have to call their house" after the 10 minute discussion about the depth of my loft insulation I wished I just said they weren't in!

    Seriously though, there's so much of the yellow fluffy stuffy in our loft I'm surprised it hasn't come through the ceiling. The previous owner must have been super keen on insulation.
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
  • TallGirl
    TallGirl Posts: 6,202 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Just had a phone call. After answering and a satellite delay (!) the caller asked "Can I speak to your Mummy or your Daddy please?"
    I went for "You'll have to call their house" after the 10 minute discussion about the depth of my loft insulation I wished I just said they weren't in!

    Seriously though, there's so much of the yellow fluffy stuffy in our loft I'm surprised it hasn't come through the ceiling. The previous owner must have been super keen on insulation.

    :rotfl::rotfl: the ones I get ask if I'm Mrs H (I haven't taken Mr H surname) I used to say yes and then get rid of them but now I justsay I'm sorry but she is dead. It seems to work if a bit morbid. I like the peg bag too my neighbour really wants one.
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • Mortgage_Reduction_Novice
    Mortgage_Reduction_Novice Posts: 1,775 Forumite
    edited 19 August 2012 at 9:40PM
    It's been a busy weekend and due to the weather I did all the outside jobs first!!!

    I finally finished painting the garden fence and OH did an excellent job of cleaning the patio and applying teak oil. Then we tackled the usual garden jobs and now its in tip top shape! Hopefully we'll have a few more nice weather days so we can actually enjoy it.

    We also closed our old joint current account and old joint savings accounts - we switched both for a better rate.

    £20 profit in mystery shopping over the weekend - I walked to all of them so no fuel expenses but healthier!

    We had an excellent (if I do say so myself) home grown and home made plum crumble for afters today. The older the plum tree gets, the sweeter the plums get.

    I had a round up of vouchers and here's the news:

    £60 Arcadia
    £10 M&S
    £2.50 Amazon
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
  • We also closed our old joint current account and old joint savings accounts - we switched both for a better rate.

    Thats reminded me...really need to sort out our savings account too - its shameful that is been on such a low rate for such a long time.

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
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