nationwide cards

Degenerate

Tracey1973 wrote: »

Hi when you apply for a flex account(current) you can state when applying that you either want to be credit scored for a full visa debit or just apply for a basic cash card both cards are called flex.Hope this explains the differance if not ask away....:D

I'm aware of the difference. I already have a flexaccount with the Visa debit card, but as the cirrus cards are still fee-free worldwide I am looking for a way to get one of those too (hence my query about the cashbuilder account card). I have both a plain cash card and a Visa debit on my Abbey account, I wondered if the same was possible with Nationwide.

Tracey1973

sorry didn`t want to it to come across like that,i was just trying to explain to others who dont understand them.You can apply for a cash card even if you already have the flex visa debit, but these will run as 2 separate accounts and have there own account numbers.Hope i have answered your question.:D

Tracey1973

what are you saying is unlikley???im little unsure what you are actually getting at with your post.

Degenerate

Tracey1973 wrote: »

what are you saying is unlikley???im little unsure what you are actually getting at with your post.

Your answer to my query appears to contradict the information on the NW website in the link sofa_surfer posted. It says you can only apply for a cashcard account if you don't already have a NW current account.

Tracey1973

yes i know i have also seen that,but i know a few customers who have both visa & cash cards with nationwide????so what is right who knows then.I can only say what i know and have seen sorry if anybody feels mis informed cant help been honest!I come on here to seek advice myself just so happens i saw a question about nationwide.

sofa_surfer

No sweat, Tracey...
I have two cash card accounts and one 3-in-1 VISA myself - received in that order.
This limitation was introduced last year, methinks. They've relaxed it a bitbecause it used to be '...if you don't hold a current account anywhere'.

Jokaty82

Still a bit confused as to whether I can get one or not, as I am an existing blue card customer....without opening yet another account??

And is Cirrus as worldwide as Visa, what I mean is when I use ATMs abroad, will I still be able to use them all or the majority.

Degenerate

Jokaty82 wrote: »

Still a bit confused as to whether I can get one or not, as I am an existing blue card customer....without opening yet another account??

From what has gone before, my understanding is that we would need to open another account, but that's not allowed.

And is Cirrus as worldwide as Visa, what I mean is when I use ATMs abroad, will I still be able to use them all or the majority.

It's the Mastercard ATM network, equivalent to the Visa "plus" network, so yes, pretty much.

What's really needed is for NW to drop Visa and reissue their debit cards as Maestro (Mastercard debit).

Jokaty82

Degenerate wrote: »

From what has gone before, my understanding is that we would need to open another account, but that's not allowed.



It's the Mastercard ATM network, equivalent to the Visa "plus" network, so yes, pretty much.

What's really needed is for NW to drop Visa and reissue their debit cards as Maestro (Mastercard debit).

yes annoying really, i have 2 bank accounts, 1 with HSBC (maestro) and 1 with nationwide (visa), HSBC is my current account, nationwide is my holiday money/savings account.

what i really need them to do is swap over companies, as when i use my hsbc card abroad hsbc charge me. maybe they could speak and do a swap! :rotfl:

Tracey1973

Hi yes cirrus is worldwide,but if you want to check on atms in your holiday destination you can go in any branch. who will be quite happy to print off a list of atms with full address`s any where in the world.:D