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Credit card claims-questions

Hi there.

I made some credit card claims before the recommendation of £12 charge to be a fair representation of charges.

My response was to pay me a paultry sum of the fee claimed. I rejected this, but they paid me the money anyway. I want to submit the claim to a court now. do I need to deduct this from the total claimed?

Secondly, I want to make some fresh claims with credit card companies. when making the claim, shall I include all charges including those of £12 because it was only a recommended fair fee, not set in stone, or should I submit all claims not including those of £12 or below?

Thank you and regards

Comments

  • Orford
    Orford Posts: 2,199 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    musashi10 wrote: »
    My response was to pay me a paultry sum of the fee claimed. I rejected this, but they paid me the money anyway. I want to submit the claim to a court now. do I need to deduct this from the total claimed?
    Yes, obviously you can't claim for something previously refunded
    musashi10 wrote: »
    Secondly, I want to make some fresh claims with credit card companies. when making the claim, shall I include all charges including those of £12 because it was only a recommended fair fee, not set in stone, or should I submit all claims not including those of £12 or below?
    Include everything.
  • musashi10
    musashi10 Posts: 454 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Thank you very much indeed.
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