About time too - 'Good landlords' list proposals

IveSeenTheLight

1984ReturnsForReal wrote: »

How much more info do you want on a tennant other than 6 yrs of credit history, including addresses & references?

Christ..

Enhanced CRB check?

:rolleyes:

Calm down Calm down.
I'm merely saying all round transparency would be better.

There are many occasions where you do not get good history of credit references i.e students and other means need to be judged.

Other instances might be new immigrants to the country or people seconded to the area from abroad that all need to be checked

Since you bring it up, how would you get 6 years of credit history for someone who had been incarcirated for the last 10 years

Someone could also have a good credit history but have absolutely trashed the property, how do you get this information

As I say, transparency all round for landlords & tenants

IveSeenTheLight

BenL wrote: »

and hopefully the LL has to prove they have a BTL mortgage and/or have the lenders permission.

I can advise that the Scottish registration System did not request any information about mortgage details at the time of registering.

This is something that could easily be incorporated into a tenancy agreement and available information up front.
I guess there is nothing to stop a prospective tenant requesting this information prior to signing the tenancy

1984ReturnsForReal_2

IveSeenTheLight wrote: »

Calm down Calm down.
I'm merely saying all round transparency would be better.

There are many occasions where you do not get good history of credit references i.e students and other means need to be judged.

Other instances might be new immigrants to the country or people seconded to the area from abroad that all need to be checked

Since you bring it up, how would you get 6 years of credit history for someone who had been incarcirated for the last 10 years

Someone could also have a good credit history but have absolutely trashed the property, how do you get this information

As I say, transparency all round for landlords & tenants

1)Students - LLs risk
2)Immigrants with no history - LLs risk
3)Not on the electoral role & no credit history - LLs risk


There is NO way a LL can avoid the risks of the above. Unless of course:

1) Mystic Meg is you milkmans cousin
2) The newly installed Government of Iraq want to flog you Saddams' records for a few quid
3) Dont house them!


Database of tennants for transparency my a***.

If someone trashes your property you have the right to take them to court &/or keep the deposit.

You let someone take your house by referencing them, you accept the reference & the details supplied. You check their financial status & they pay for it all & mostly someone profits from the money handed over with no guarentees of somewhere to live.

You profit from a business. Your profit. Your choice. Your risk.

1984ReturnsForReal_2

IveSeenTheLight wrote: »

I can advise that the Scottish registration System did not request any information about mortgage details at the time of registering.

This is something that could easily be incorporated into a tenancy agreement and available information up front.
I guess there is nothing to stop a prospective tenant requesting this information prior to signing the tenancy

Apart from the fee they have to pay before they are even offered a property that is!!!

IveSeenTheLight

1984ReturnsForReal wrote: »

1)Students - LLs risk
2)Immigrants with no history - LLs risk
3)Not on the electoral role & no credit history - LLs risk


There is NO way a LL can avoid the risks of the above. ...........

Database of tennants for transparency my a***.

I'm sorry but you kind of make my point a bit.
You say that there is no way a LL can avoid the risks, but I would disagree.
There are a number of measures that can be incorporated.

My point was that the likes of students, immigrants and those on secondment may not have a credit file to check against, yet they may have already been in the rental system.

The referral you refer to is the sort of thing that could be incorporated in the tenants register.
Who better to refer than previous landlords?

A student could have rented for 2-3 in a number of properties that builds up a referral history
Similarly for the immigrants.
An employee on secondment could secure the property via his company as the responsible authority for their employee in the property.

Having a register for tenants would help those starting on the rental register to build up a history of referrals and thus make it easier to secure a rental property of their choice.

You seem to be very negative on this with no open mind to the potential benefits to both the LL and the tenant.
I wonder if you fear you would not have a good rental record

IveSeenTheLight

1984ReturnsForReal wrote: »

Apart from the fee they have to pay before they are even offered a property that is!!!

Which fee is this?
Are you referring to the credit reference fee. Nothing to do with the post regarding finding out if the property is sufficiently.

If it is the Credit reference Fee, I've already suggested that having a tenants register could do away with this.
You don't seem to be at all open to a potential better system for LL's and tenants do you?

Kenny4315

A total load of beaucratic Boule Ocks.

1984ReturnsForReal_2

Kenny4315 wrote: »

A total load of beaucratic Boule Ocks.

Absolutely.


Just a list of landlords that have been convicted of offences to do with letting properties will do..

Kenny4315

Why not have a flatulence register or a bad breath register ..... it's becoming like a communist dictatorship where you can't take a pi$$ without a certificate of some kind. The market should itself regulate bad landlords, because they'd have no tenants, the thing is that it is the bad tenants that allow for bad landlords as there are plenty of renters that I wouldn't entertain because I know they'll cause me a ton of trouble there are plenty of DSS druggie tenants out there, who are the market in general for these !!!!!! holes.

socrates

This was discussed a week ago on another thread.

I will give the same answer here as I did there.

Forget all the flowery stuff. The 'Register' is nothing other than a cross referencing sheet for the Inland Revenue.