My story!

southernscouser

kathfisch wrote:

I have to be thankful to my parents really, they've set a good example when it comes to credit. No matter how tight things were I remember credit being seen as very much something to avoid if possible, we always cut back when it was needed.

Thankfully their attitude has rubbed off on me, albeit with a momentary lapse :rotfl:

See thats really weird. My mum and dad never had a lot of money when we were growing up. We never went without anything things were certainly tight. That said, neither of them have ever had any sort of credit in their lives (except mortgage) which was paid off before I was born!

I was always the one though that had to spend any money I got! I could never save it for something I wanted. If I had money it was there to be spent! Think I was destined for debt from an early age! :doh: :rotfl:

kathfisch

southernscouser wrote:

See thats really weird. My mum and dad never had a lot of money when we were growing up. We never went without anything things were certainly tight. That said, neither of them have ever had any sort of credit in their lives (except mortgage) which was paid off before I was born!

I was always the one though that had to spend any money I got! I could never save it for something I wanted. If I had money it was there to be spent! Think I was destined for debt from an early age! :doh: :rotfl:

Well that blows me theory right out the water :rotfl:

Its funny how different people respond to similar circumstances isn't it.

The thing is now that I've found this site I've become the one teaching my parents about money! I finally persuaded them to move their savings to an isa, at last :rolleyes: !! Discovered that it was all in a savings account paying 3% interest and they were paying tax :eek: And i've told them all about the stoozing they could do with their fantastic credit score but somehow I don't think its gonna happen!

lynzpower

just to say, I wish I had you determination when I was finishing off uni.. most of the debt Im still paying off is stupid borrowing at uni & here I am plugging away when I graduated in 99. Good for you!