Newbie - Where do you save money if on Income Support and DLA

ceecee1

Here we go again - why wont you just accept that you are not correct.

One of the many benefits that qualified a person for SDA (called a passport benefit) WAS the higher rate care element of DLA.

For your information I have copied all the passport benefits from the DWP guidance site..



" -get the care component of Disability Living Allowance at the highest rate
- or have had an invalid tricycle or invalid car or private car allowance from the former Invalid Vehicle Scheme
- or are registered as blind with your local authority
- or have previously been assessed as at least 80% disabled, so long as the period covered by the assessment has not expired when you made a previous claim for SDA
-or have received an award under the vaccine damage payments scheme
- or have in the past been assessed as at least 80% disabled under the industrial injuries or war pension schemes "


Please just accept that other people might and do know more than you do.

Your attack on the OP of this thread and other who have tried to correct you in a pleasant way has not been nice to read at all. I have copied this onto your other thread which you started in order to get people to agree with you.

An apology might be nice - after all you did call me a troll and I might even go as far as to suggest that is what you are continuing to do yourself

sunnyone

ceecee1 wrote: »

Here we go again - why wont you just accept that you are not correct.

One of the many benefits that qualified a person for SDA (called a passport benefit) WAS the higher rate care element of DLA.

For your information I have copied all the passport benefits from the DWP guidance site..



" -get the care component of Disability Living Allowance at the highest rate
- or have had an invalid tricycle or invalid car or private car allowance from the former Invalid Vehicle Scheme
- or are registered as blind with your local authority
- or have previously been assessed as at least 80% disabled, so long as the period covered by the assessment has not expired when you made a previous claim for SDA
-or have received an award under the vaccine damage payments scheme
- or have in the past been assessed as at least 80% disabled under the industrial injuries or war pension schemes "


Please just accept that other people might and do know more than you do.

Your attack on the OP of this thread and other who have tried to correct you in a pleasant way has not been nice to read at all. I have copied this onto your other thread which you started in order to get people to agree with you.

An apology might be nice - after all you did call me a troll and I might even go as far as to suggest that is what you are continuing to do yourself

Care to prove that point?

I have not attacked the OP I just asked what SDLA was then pointed out there is no such thing, they then picked a benefit from those suggested and changed there previous post.

Polish you arrogance if you like but the OP has shown typical trolling behaviour and they haven`t reacted the way anyone with a genuine enquiry would.

sunnyone

dmg24

sunnyone wrote: »

Care to prove that point?

I have not attacked the OP I just asked what SDLA was then pointed out there is no such thing, they then picked a benefit from those suggested and changed there previous post.

Polish you arrogance if you like but the OP has shown typical trolling behaviour and they haven`t reacted the way anyone with a genuine enquiry would.

sunnyone

sunnyone,

You have been rude to both the OP and to ceecee1. As someone that has spent a great deal more time on this forum than yourself I can assure you that neither the OP or ceecee1 have done anything to deserve the 'troll' label.

It takes a strong person to admit that they are wrong. I think you need to call on this strength on this occasion.

Blackpool_Saver

Yes, exactly, the highest rate of DLA was one of several benefits which meant you got the severe disabled allowance, as I said before it is not available now.

I am unsure as to whether some people still get due to starting it way back when it was available...


http://www.dwp.gov.uk/advisers/hb5/sda/sda_1.asp

Moamethyst

to Sunnyone

I have noticed the FORUM ETIQUETTE BOX you should read it. It says "Please be nice to all money savers. There's no such thing as a stupid question and even if you disagree Courtesy helps".

I am just an ordinary mum trying to cope with everyday life and looking after my daughter who has learning difficulties. This was also the first time I had ever posted a question on this forum and was utterly stunned at the attitude you took, never thinking it would cause so much controversy I can't imagine how you would react to someone that was deliberately lying if that is the way you reply to someone making an innocent mistake. Okey it should have been SDA not SDLA that I typed, it is just that my daughter has been getting both DLA and SDA for so long now that I have always thought of them as similar but one of them is severe. That did'n't warrant the torrent of abuse that you decided to reply with on the thread I posted on the savings site as well as the disability site. If you had asked me nicely to explain the benefits my daughter got I would have told you, instead of ranting on about me being such a liar, but as I said before I wasn't asking about benefits I was asking about 'the best place to put her savings' I think you should be reprimanded by the forum for sending such offensive replies, calling me a liar (or troll as you put it) over something so trivial amazes me. Especially as it was just incidental that I mentioned the benefits my daughter receives. The advice I asked for was about the best place to put her savings then that got side tracked to you arguing with everyone that was trying to explain what SDA was. You should apologise to the other members who were trying to explain things to you they were not liars (or trolls what ever that means) they were just trying to explain things to you.
I am sure I have made mistakes in this post that I am sending if I have please don't send anymore abusive replies back to me. I am only human and we can all make mistakes. I only hope that when you are in need of help you received constructive sensible replies and no one treats you the way you treated me. It was not a very good welcome I got to my first time on the forum.

Stanai

With saving your benefits in a savings account, there comes a point when you can't go beyond a certain balance before losing benefits while you live on the savings. I am actually on DLA Lower rate mobility, middle rate care, severe disability premium and income support, I have a cash ISA with HSBC (maximum £3000 savings) If I reach the amount allowed before losing benefits then i'd probably secretly stash it in cash right at the back of my loft in a carrier bag under a sheet of fibreglass, or I like the look of the safes they sell in argos with the fingerprint scanners, Save at home.

calleyw

Invasion wrote: »

DLA is non means tested, so you can have any savings you want. IB you can only have £16000,

Wrong IB (incapacity benefit) is not means tested either.

If you are on any means tested benefit anything over 16K no benefit. Between 6K and 16K there will be a drop in benefit.

Yours

Calley

Lady_K

calleyw wrote: »

Wrong IB (incapacity benefit) is not means tested either.

If you are on any means tested benefit anything over 16K no benefit. Between 6K and 16K there will be a drop in benefit.

Yours

Calley

How do I stand please? I'm on dla and ib and income support, its really confusing what the max is for me

calleyw

Lady_K wrote: »

How do I stand please? I'm on dla and ib and income support, its really confusing what the max is for me

Interesting question and I don't know the answer.

But from aq gut reaction would say the £6K limit. As you have IS chucked in I assume to make up the IB. And it is means tested benefit.

You would really need to talk to DWP about it.

Yours

Calley

Invasion

Lady_K wrote: »

How do I stand please? I'm on dla and ib and income support, its really confusing what the max is for me

Most sorry Calley, tax time of year, and I got confused between taxable and means tested, my brain goes on strike...

You will no longer be entitled to IS if you have savings of over £16000, and I believe the amount you will be entitled to will decrease if you have savings of over £6,000. Best thing to do is phone the DWP or check to see if it's in one of the many little booklets the DWP send with most of their letters regarding IS!