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they have lost my CCA - what now

124

Comments

  • 10past6
    10past6 Posts: 4,962 Forumite
    When did you take THIS card out?
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • indebtbigtime
    indebtbigtime Posts: 250 Forumite
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  • 10past6
    10past6 Posts: 4,962 Forumite
    Did you notice post 32?
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • indebtbigtime
    indebtbigtime Posts: 250 Forumite
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  • indebtbigtime
    indebtbigtime Posts: 250 Forumite
    thats that 1!, 10past6, I cant be definitive as the credit expert report only shows my debt and this one is my partners, but she thinks summer 2006
  • 10past6
    10past6 Posts: 4,962 Forumite
    I'm not convinced both documents are the same, the font between 5.2 & 5.3 is a different style.

    5.3 onwards show the fees, those fees were only amended in 2006
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • indebtbigtime
    indebtbigtime Posts: 250 Forumite
    8th august 2005

    on the copy they sent me it has a date box....where my wife has signed this is completed

    re your comment on font, looking at the orgiinal in front of me they look ok....

    also im not sure why with the application form the have sent me 1 copy of a CREDIT CARD AGREEMENT REGULATED BY THE CON CREDIT ACT 1974.........then they have sent me another which is slightly different....i.e Page 10 onwards

    what next?

    cheers
  • 10past6
    10past6 Posts: 4,962 Forumite
    5.2 & 5.3 are they on the same document or seperate documents?
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • indebtbigtime
    indebtbigtime Posts: 250 Forumite
    i have document one which is which has 5.2 on the bottom of an A4 sheet, and on the reverse on the same sheet of paper 5.3 onewards

    Then on the 2nd document 5.2 and 5.3 appear on the same page
  • 10past6
    10past6 Posts: 4,962 Forumite
    OK, the T&Cs on post 35 what do they relate to?
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
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