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they have lost my CCA - what now
Comments
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When did you take this card out?Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
bump - apologies for the length of the scvanned document0
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Hi 10 past, sorry I missed your question earlier. 8th Jan 080
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Hi
Are any of the accounts concerned taken out prior to April 2007, as they are the ones for which there is legal precedent.If you've have not made a mistake, you've made nothing0 -
As per RAS post, do you have any agreements take prior to 2007?indebtbigtime wrote: »8th Jan 08Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
Nothing there to suggest that you took out the card?
That could just be random T&C's for any card.
Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
hi guys
yeah apart from this account all my debts were incurred prior to april 2007
10past6 I think it was gave me some good advice of dealing with 1 at a time, as I now have T'S AND C'S everywhere.
before I move on to Lloyds (2005) Credit Card, is the general view that for H'fax even though there is nothing to prove I have taken the account and it is just random t's and c's, ont he basis the experien report says jan 08 I shuld accept this one, and crack on and pay?
cheers0 -
Those are what we need to viewindebtbigtime wrote: »yeah apart from this account all my debts were incurred prior to april 2007
Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
You need some sort of evidence that these T&cs relate to an account you owe, not just some ramdom t&cs. But do not stop paying this one yet.If you've have not made a mistake, you've made nothing0
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ok here is the lloyds one
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