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Who is aiming to be debt free this year?

I seriously need motivating. Been reading a couple of people's debt free posts, and I was wondering who is aiming to be debt free this year? What's your strategy to stay on track?

I estimate I'll be out of debt somewhere between September and Christmas if I can stay on track. I'm trying to ebay, car boot and everything else I can think of to bring that date forward, it can't happen soon enough. The sooner I am out of debt, the sooner I can save up to move in with my bloke. :)
Pay off CC debt by Xmas 2017 #095 £0 of £11,416 :eek:
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Comments

  • Steve_82
    Steve_82 Posts: 18 Forumite
    I was aiming for July/August. But I realistically now think it'll be Christmas.

    It'll be hard, but so worth it when it's finally done.
    Starting Debt (Feb 06)

    Halifax Credit Card: £3500

    Tuition Fees: £500

    Total Starting Debt: £4000

    Current Debt: £2600


  • Broken_hearted
    Broken_hearted Posts: 9,553 Forumite
    2008 for me but just wanted to say how lovely christmas will be for you. Hugs
    Barclaycard 3800

    Nothing to do but hibernate till spring






  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    im going to try and give my loan and damn good kicking this year cos i want to get it down to as close to £0 as poss! Im doing all the overtime under the sun at the moment and ive reduced my outgoings and im not going out as much as i was (in fact ive not been out at all recently :rotl:) i want to make the biggest hole in my loan possible because im not going to be a slave to my debt any more :j
    Savings Total so far for 2023: £8,062.58
  • skintchick
    skintchick Posts: 15,114 Forumite
    Debt-free and Proud!
    Mine's Feb 2007 - not so far off. It's 0% so little point getting rid any earlier, otherwise I'd use my meagre savings.
    :cool: DFW Nerd Club member 023...DFD 9.2.2007 :cool:
    :heartpuls married 21 6 08 :A Angel babies' birth dates 3.10.08 * 4.3.11 * 11.11.11 * 17.3.12 * 2.7.12 :heart2: My live baby's birth date 22 7 09 :heart2: I'm due another baby at the end of July 2014! :j
  • Slayerx
    Slayerx Posts: 1,285 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'm realistically aiming to just clear off one debt at a time.
    Official DFW Nerd Club - Member no. 065
  • seraphina
    seraphina Posts: 1,149 Forumite
    Part of the Furniture Combo Breaker
    I'd like to be credit card debt free by the end of this year - I'm paying off £200/month on £2000ish so it might be January next year.

    Then on to the overdraft - but because I'm a student it's interest free at least.
  • ms_london
    ms_london Posts: 2,852 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    The best of luck to all of you - you can do it & soon you will be debt free!!! It will be the best thing you have ever done (in a strange kind of way!!)..
  • Kimberley
    Kimberley Posts: 14,871 Forumite
    I am aiming to be debt free by my birthday in November :D Whether or not i achieve it depends on my determination :j
  • its looking more like Jan/Feb next year for me. will soon roll round though :)
    Debt at highest £16k+
    Debt at lightbulb moment £14,800
    Current debt £6336
    Cleared £4206 in November 05 How ? Bye Bye PPI :)
  • oops_a_daisy
    oops_a_daisy Posts: 2,460 Forumite
    Part of the Furniture Name Dropper Combo Breaker Debt-free and Proud!
    Im looking at 8 months so hopefully will be debt free by Christmas - this date will come sooner if I hit targets at work and earn extra bonus. I havent started the ebay thing yet..... might get lost under half a ton of junk in the garage and spare room!.
    :cool: Official DFW Nerd Club Member #37 Debt free Feb 07 :cool:
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