holiday insurance for family + 1 other child

cheepskate_2

hi

wondering if anyone has any ideas on which travel insurance comp. cover family , which would include my own 2 children and 1 child who will accompany us.

have sourced the cheapest ish, at £20.00 family, (excludes friend) and they want £20.00 for child (well 16y old ) alone

just seems pretty expensive now as 2 policys, if he was my child it would still only cost us the £20.00 family ins.

hope someone has came across this and found a relatively cheap one

many thanks

cheekymole

Can't the family who's child it is take a policy in the child's own right?

cheepskate_2

cheekymole wrote:

Can't the family who's child it is take a policy in the child's own right?

hi

did think of that but the child who is going is my sons friend (we are paying everything except spending)
We are fortunate it is 1 of my sisters houses , lives in spain , we are staying at , so we are paying for travel/food/excursions.

Because i dont know the parents i feel a bit funny saying , please pay for the insurance, cos we asked if he wanted to come , so feel like we should pay everything, even got the sun tan lotion for him

The mother hasnt contacted to thank us so never had contact with her so would feel strange calling just to ask for something

I feel like a cheepskate (hence the name) cos it is only 20 squids but quite resent paying for it cos family one coyuld have hiom on it for no extra costs (if he was mine)

cheekymole

It might be worth contacting her as they might already have a policy and it would give her a chnce to thank you!!! (how rude some people are, I wouldn't be able to thank you enough if you were taking my daughter on holiday!)

I wouldn't say you're a cheapskate, after all it's you who's paying for evrything else and you'll also end up paying for things while you're there so to ask for £20 is nothing in my opinion

avstar

Hi Cheepskate

You might want to shop around because I'm also taking my daughter's friend (aged 16) on our holiday this summer. I'm booking flights through Jet 2 and emailed the insurance company on their website to check if their policy would cover the extra child in our party.

I explained that although we are not related I am taking parental/guardian responsibility for her. They replied that she would be covered under their family policy.

BUT, they are more expensive (£38 single trip to Europe for a family) so I'm also thinking of shopping around ! I think each company prob has it's own guidelines. If you manage to find one thats cheap and will include the extra child please can you let me know the details, and I'll do the same !

Cheers
avstar

researcher

I think it's a bit strange that someone would allow you to take their child out of the country without knowing you - let alone never speaking to you.

Anyhow, I would give her a ring and explain you were sorting out your travel insurance. They might already have an annual family policy he was covered under. You also need to make sure you know his medical history, just in case there was an emergency - has he any allergies, are there any medications he can't take etc. I really think you need to have some contact with her, sooner rather than later.

researcher

I've been cooking dinner and this is on my mind. I really think you need to get some kind of written confirmation from the family that they give you responsiblity for their son. With all the problems with child abductions I think you might need some type of written authorisation.

cheekymole

Good idea, researcher, if you have parental responsibilty whilst on holiday, you may need to prove this if he needs any medical treatment. A letter from the parents explaining that you are to make any reasonable decisons is a MUST

sloppychops

researcher wrote:

I've been cooking dinner and this is on my mind. I really think you need to get some kind of written confirmation from the family that they give you responsiblity for their son. With all the problems with child abductions I think you might need some type of written authorisation.

I would say this is a must for anyone taking someone elses child away on holiday.

cheepskate_2

researcher wrote:

I think it's a bit strange that someone would allow you to take their child out of the country without knowing you - let alone never speaking to you.

Anyhow, I would give her a ring and explain you were sorting out your travel insurance. They might already have an annual family policy he was covered under. You also need to make sure you know his medical history, just in case there was an emergency - has he any allergies, are there any medications he can't take etc. I really think you need to have some contact with her, sooner rather than later.

Thanks for the replys
i will contact the mother as i never thought of the medical history bit , I think most of it we could get from him himself , as he is 16, sorry mabye my confusion by calling him a child, but hey my 16y old still act like one at times as well :mad:

I honestly dont know why she has not contacted me ,even just to make sure that he WAS going on hols with us and not going to be getting upto no good
I suppose it works both ways in that i have not contacted her as it was all arranged by our 2 sons .

Will definetly get something to say we have medical consent if needed

BIG breath and will gear up for tomorrow

cheekymole

Good Luck!