Sub Prime Credit Thread Part III

never-in-doubt

Be careful with that Abbey lark - opening a new account means you're a new customer with that date so will have to wait 6mths from that date to upgrade card. They talk shat remember so just be careful..... worse case scenario you could spend £100 that you don't really have lol

victor-meldrew_4

never-in-doubt wrote: »

Heyup matey - I guess you mean my new baby? http://forums.moneysavingexpert.com/showthread.html?t=1868507

Hopefully it'll stop 100 people a day asking the same old question! It probably won't but at least it's a single reference point instead of them being scattered throughout sutton default thread and others!

Work? You swearin at me boi? :rotfl:

another great thread.
im computer thick i know,but when you use the site search to find the threads it never finds them.you will have to bump them or put links on your sig,for the thick people .lol

never-in-doubt

victor-meldrew wrote: »

another great thread.
im computer thick i know,but when you use the site search to find the threads it never finds them.you will have to bump them or put links on your sig,for the thick people .lol

LOL, its a shame we can't put links on the sig really isn't it?

victor-meldrew_4

never-in-doubt wrote: »

Be careful with that Abbey lark - opening a new account means you're a new customer with that date so will have to wait 6mths from that date to upgrade card. They talk shat remember so just be careful..... worse case scenario you could spend £100 that you don't really have lol

they were the only ones to accept me with the searches.also no e/roll when they did.
havent had any probs ,yet.
the thing is he was very possitive with new account,but not with old.
i can only think its becuase of very different initial searches.????
i wanted the o/d but dont need to use it.my old account has three times average salary going through and never goes under 1k.?

victor-meldrew_4

never-in-doubt wrote: »

LOL, its a shame we can't put links on the sig really isn't it?

is it possible to name them so they do work on site search??????

victor-meldrew_4

never-in-doubt wrote: »

Heyup matey - I guess you mean my new baby? http://forums.moneysavingexpert.com/showthread.html?t=1868507

Hopefully it'll stop 100 people a day asking the same old question! It probably won't but at least it's a single reference point instead of them being scattered throughout sutton default thread and others!

Work? You swearin at me boi? :rotfl:

i used a template for o/h,i think i spoke to you about it.
it was an old hsbc ,she was paying dca but with alot of harasment.
they refused to stop,sent letters and all is well.
been a few months.we recieved, we will contact customer crap and get back to you.they stoped processing.

never-in-doubt

victor-meldrew wrote: »

i used a template for o/h,i think i spoke to you about it.
it was an old hsbc ,she was paying dca but with alot of harasment.
they refused to stop,sent letters and all is well.
been a few months.we recieved, we will contact customer crap and get back to you.they stoped processing.

Yea didn't we get it sorted for you mate? So that's it, all sorted now?

seeya23

good afternoon to all

victor-meldrew_4

never-in-doubt wrote: »

Yea didn't we get it sorted for you mate? So that's it, all sorted now?

yes mate

to sum it up.
she had 6700 left to pay on a debt from over six years ago.
she was glady paying,with bad harassment.
they went to far.
you just saved her 6700
cheers.
for all the people who want to moan about how she borrowed it an should pay etc etc,she payed from first day of default,for years.
the moral is.even if you are paying the only way to stop the harrasment is to cancell the debt.
in this case the dca are the ones who caused the debt to be cancelled.
greed and not unwillingness to pay.

forgot to say.they never sent back original agreement or terms,they wont find them.they cashed the £1.00 cheque though and used to pay account.that sums up dca scum and why alot of people go for unenforcebility and not because they just dont want to pay.

ElkyElky

never-in-doubt wrote: »

guess you're gonna tell us soon enough matey..... I thought you were, shall I say, older...? (student?)

LOL Older? Whatever gave you that impression. No, quite young infact... if you consider early 20's young.

I don't think I'm going to apply for another card - just yet. I'll give my credit file a break; get rid of some of those searches. I'll probably apply once I've closed my Kays account.