Sub Prime Credit Thread Part III

never-in-doubt

TheEffect wrote: »

They said sod off and try again in 6 months.

seriously? what is your behaviour score mate?

PARIS_5000

claire6hy wrote: »

ive been with crapital one over 6 months now and have had no 'alerts'

You have to activated it through your capital one card on their website and you get send equifax email alerts when there are changes to your credit file and 2 free free online credit files per year as well as telephone advice on a freephone number. I have been with Capital One for over 2 years so I am not sure if new customers get this service.

TheEffect

never-in-doubt wrote: »

seriously? what is your behaviour score mate?

In the 50's at the moment.

My Aqua 5th statement is being produced today. Hoping for an increase. No statement is showing online yet.

never-in-doubt

TheEffect wrote: »

In the 50's at the moment.

My Aqua 5th statement is being produced today. Hoping for an increase. No statement is showing online yet.

Hmmm, its weird that they declined your appeal..... to be fair they declined me and my appeal was totally based around my behaviour score which was overturned - but then my b/s was 73 or something like that (as of Friday it was 78 so getting better!)

It's a right royal-!!!!-up mate their loss eh? Next time you apply, do it in branch for immediate decision and they can then ring u/w to overturn....

TheEffect

I'm naughty.

Welcome to J D Williams. We have set up a customer account for you that you can use when dealing with us by website, post or phone , and you have £125 credit available to spend right away!*
We will send you emails confirming your account number and password separately. Make sure you keep these as you will need them next time you visit the website.
We hope you enjoy shopping with J D Williams!

never-in-doubt

TheEffect wrote: »

I'm naughty.

Welcome to J D Williams. We have set up a customer account for you that you can use when dealing with us by website, post or phone , and you have £125 credit available to spend right away!*
We will send you emails confirming your account number and password separately. Make sure you keep these as you will need them next time you visit the website.
We hope you enjoy shopping with J D Williams!

LOL, make sure you change your sig to show 11.01.2010 :eek:

well done on JD - log-out and in again to see if its definite (clear all history etc)......

TheEffect

never-in-doubt wrote: »

LOL, make sure you change your sig to show 11.01.2010 :eek:

well done on JD - log-out and in again to see if its definite (clear all history etc)......

Where does the limit show? I can't see it anywhere.

never-in-doubt

TheEffect wrote: »

Where does the limit show? I can't see it anywhere.

ooops mate - they've declined you if it's disappeared.

Thats why I said log out and in again...... every1 gets a £125 limit but then it resets itself and can decline you after logging out....

TheEffect

never-in-doubt wrote: »

ooops mate - they've declined you if it's disappeared.

Thats why I said log out and in again...... every1 gets a £125 limit but then it resets itself and can decline you after logging out....

Where should it say a limit? It just seas 'Hello XXXX'

seeya23

Afternoon !!!!