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Sub Prime Credit Thread Part III

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  • seeya23
    seeya23 Posts: 2,330 Forumite
    sutton111 wrote: »
    Have you tried HSBC or Barclays? They issue Visa debit, the Halifax do too.

    what id do you need with barclays i dont have a passport
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Evening Innocent, have you heard any more from Next?
    Nothing really, called to change my address and that was about it. i have my statement generated again in a few days so hoping for an increase ;)

    How is yours going?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    seeya23 wrote: »
    what id do you need with barclays i dont have a passport
    Bank statments, driving licence?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    seeya23 wrote: »
    have you apply for any cards latey

    No, I'm going to try Vanquis again in the end of September the beginning of October. It's 6 months between applications then.

    I will try Aqua around the same time too.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    It's been quiet on here recently.

    I applied for an A&L account on Monday night, I got told to do one the following morning.
    My bro got accepted for A&L he has at least 5 addresses in the last 3 years, no electorral roll, defaults, etc

    Makes no sence
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    No, I'm going to try Vanquis again in the end of September the beginning of October. It's 6 months between applications then.

    I will try Aqua around the same time too.
    Barclays removed 5 searches from my file :D
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    Nothing really, called to change my address and that was about it. i have my statement generated again in a few days so hoping for an increase ;)

    How is yours going?

    I've made 2 payments now. I haven't ordered anything from them since I made my first order. My limit stands at £150. I made a Direct Debit payment yesterday, my new statement is produced next Tuesday. I would like it to go back to £250.

    I'm waiting for the new Directory.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    seeya23 wrote: »
    dont have a driving licence
    Thats a pain.... I know when Effect applied online he had to take docs into branch...
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    Barclays removed 5 searches from my file :D

    Why were there 5 searches in the first place?
  • seeya23
    seeya23 Posts: 2,330 Forumite
    sutton111 wrote: »
    No, I'm going to try Vanquis again in the end of September the beginning of October. It's 6 months between applications then.

    I will try Aqua around the same time too.

    got my Vanquis card now apr is s!!!
This discussion has been closed.
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