Sub Prime Credit Thread Part III

bigbum_2

Rose123 wrote: »

Capital One are the oly sub primers I know that are quick!

I applied, got referred, i called up the next day, got a contract the next day, sent it up, got my pin 4 days later and the card the day after!!!!!

Woah, that was quick. Took about a month with my application.

My Aqua card is going berserk, i can use it for 'chip and pin' transactions but can't withdraw cash from a machine . Will have to get that sorted now...

Hope your enjoying the weather Rose :T. Off to watch the footie at my mum's in a bit .

Rose123

bigbum wrote: »

Woah, that was quick. Took about a month with my application.

My Aqua card is going berserk, i can use it for 'chip and pin' transactions but can't withdraw cash from a machine . Will have to get that sorted now...

Hope your enjoying the weather Rose :T. Off to watch the footie at my mum's in a bit .

I still need to send off my appeal to aqua, lol

Im in the house, i dont really like to go out much as i find it hard to move from place to place

The weather looks nice from the window though, lol

I hope you're enjoying the weather though!

sorbet74

Vanquis did a search yesterday, according to Experian.

*fingers crossed*

ElkyElky

How are lenders able to prove your income is exactly what you stated on the application form?

Of all the cards I've applied for, none of them has asked for proof of income. Isn't this flawed as people could put a much higher income on their application form, in the hope they would get a higher credit limit?

davethorp

Very rarely you may be asked for payslips or bank statements which will verify you income. Of course no one would like on an application form!

robbo990

Still not received my Accessory Card - they received the signed CCA on the 18th - how long does it usually take?

digitalphase

seeya23 wrote: »

i got my pin number for my cap one card today all i need now is my card

Yay - card will arrived shortly then! No doubt it will be the standard design Let us know when it arrives. Do you know what your credit limit is?

cifpower

Well my appeal to Citi fell flat on its face. Got a nice letter from Ulster Bank though offering me a balance transfer at 1.9% for a year. Have asked Ulster Bank to increase my limit to £3k so I can transfer the Vanquis balance over. They said they will write out with a decision as it was referred to an underwriter.

Rose123

sorbet74 wrote: »

Vanquis did a search yesterday, according to Experian.

*fingers crossed*

Good luck with that hun

x

Rose123

digitalphase wrote: »

Yay - card will arrived shortly then! No doubt it will be the standard design Let us know when it arrives. Do you know what your credit limit is?

I got my puppy design so how comes no one is getting their designs these days?