Sub Prime Credit Thread Part III

Brian1966

duggie1982 wrote: »

Is it better to use my high interest cards and pay in full each month? Does it look better for lenders? Got the 2 cards below as always use my works visa

Always better to use your own cards, even £10 per month on petrol will help your credit score eventually

sutton111

TheEffect wrote: »

Do you get a silver card instead of the green monstrosity when you upgrade to silver from classic with tsb?

Have they changed the card image again?

Brian1966

sutton111 wrote: »

That sums Abbey up. Totally and utterly hopeless.

Innocent has the Barclays Premier account, he loves it.

Wouldn't entertain Abbey now, or Alliance and Leicester come to that after readiing various posts.
Have thought about Lloyds a few times but keep looking at Barclays.
Want a bank that will actually look at how you run account and offer other products.

duggie1982

Nope the green ugly one with the 2012 london olympics

score

Hi, I wanted to know if there is any way to get rid of credit searches? i.e is there any tales I can tell the Credit reference agency to remove the search, that work?

wanted to apply for credit, but im worried will be rejected due to searches in last few months.

Mad how some of you are able to get credit whilst having plenty of searches on your records.

duggie1982

As far as im aware its the company you got the search done that you dispute with not the credit reference agency.

sutton111

Brian1966 wrote: »

Wouldn't entertain Abbey now, or Alliance and Leicester come to that after readiing various posts.
Have thought about Lloyds a few times but keep looking at Barclays.
Want a bank that will actually look at how you run account and offer other products.

Barclays have great online banking.

If you get the Barclays Premier it's UK call centres.

I'm not to keen on Lloydstsb.

sutton111

score wrote: »

Hi, I wanted to know if there is any way to get rid of credit searches? i.e is there any tales I can tell the Credit reference agency to remove the search, that work?

wanted to apply for credit, but im worried will be rejected due to searches in last few months.

Mad how some of you are able to get credit whilst having plenty of searches on your records.

How many searches have you made?

Unless there is a reason why a company or CRA should remove the search, they won't do it. There are no tricks.

duggie1982

Right, off to bed now. Probably pop in tomorrow and troll through another dozen pages to catch up :rotfl:

sutton111

duggie1982 wrote: »

Right, off to bed now. Probably pop in tomorrow and troll through another dozen pages :rotfl:

Good Night.